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45 E Main St, Paris, KY 40361 Property Records

Bourbon County property record for 45 E Main St, Paris, KY 40361 · Last verified December 2025

Property Summary

Property TypeCommercial
Details1,756 sqft
OwnerIndividual Name on File
Last Sale$370,000 (Jan 2021)
Tax Bill$417 (2025)
Deeds & MortgagesAug 2022 Mortgage
Jan 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN036-10-12-018.00

Property Details

APN / Parcel Number

Primary APN036-10-12-018.00

Interior

Total Rooms10 Rooms
Stories1 Story
Building Area1,756 sqft Total Area

Exterior

Exterior MaterialCombination
Foundation TypeBlock

Utilities, Heating & Cooling

Heating SystemGas

Location & Zoning

Street Address45 E MAIN ST
CityPARIS
StateKY
Zip40361-2007
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionB & L - 45-47 E MAIN ST DUPLEX
JurisdictionBOURBON KY
Township / Civil DivisionPARIS
Census Block Group1
Census Block1024
Census Tract30102

Owner

Source: Bourbon County records · APN 036-10-12-018.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address211 BOURBON ACRES RD, PARIS, KY 40361-9776
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2022Deed of Trust, Mortgage
BLUE GRASS FSLA
Jan 26, 2021Deed, Transfer · Stand-Alone First Mortgage
BLUE GRASS FSLA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 26, 2021 · Amount on Record
Deed SaleJan 26, 2021 · Amount on Record
Deed Document Number790136
Deed Book / Page316 / 357
Record UpdatedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOURBON KY
Property Address45 E MAIN ST, PARIS, KY 40361-2007
Transaction TypeMortgage
Record UpdatedJan 02, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000706/389
DateAug 10, 2022
Book Page706/389
Instrument797605
Lender
NameBLUE GRASS FSLA
TypeBank
AddressPARIS, KY 40361
Agreement
AmountAmount Recorded
Term300 Months
DueAug 01, 2047
Interest
Rate TypeAdjustable Rate

January 2021: Deed, Transfer

Document TypeDeed
JurisdictionBOURBON KY
Recording DateJan 26, 2021
Property Address45 E MAIN ST, PARIS, KY 40361-2007
Document Number316/357
Book / Page316 / 357
Instrument DateJan 21, 2021
Instrument790136
Transaction TypeTransfer
Record UpdatedNov 29, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$370.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address209 SETTLERS TRCE, 209, RICHMOND, KY 40475-7947

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address108 STONE COVE DR, PARIS, KY 40361-2709

Mortgage

Document Number790143
DateJan 26, 2021
Instrument790143
Lender
NameBLUE GRASS FSLA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term301 Months
DueFeb 01, 2046
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number000672/811
DateFeb 08, 2021
Book Page672/811
Instrument790268
Lender
NameCHARLES T WOODALL ETAL
TypePrivate Party
Address209 SETTLERS TRCE, RICHMOND, KY 40475
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term60 Months
DueFeb 15, 2026

Tax Assessment & Valuation

Source: Bourbon County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBourbon County
MunicipalityParis City
Unified School DistrictParis Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$417.00 (+37.62%)$125,000 (+44.68%) Land $10,000 Building $115,000$125,000 (+44.68%) Land $10,000 Building $115,000
2023$303.00$86,400 Land $10,000 Building $76,400$86,400 Land $10,000 Building $76,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bourbon County (21017C), updated February 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210170301021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2010–2015)
Most Recent ClaimApr 2015, river or lake flooding, Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskLow
above 7% of the US · above 8% of Kentucky
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 365 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
ALTIUS CommunicationsFixed Wireless (licensed-by-rule)100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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