45 E Lantern Rd, Smithfield, RI 02917 Property Records

Scituate Town property record for 45 E Lantern Rd, Smithfield, RI 02917

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,492 sqft · built 2005
Lot Size	2.28 acres (99,602 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Jun 2023)
Tax Bill	$10,912 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-2088-03`

Property Details

APN / Parcel Number

Primary APN	`16-2088-03`
Alternative APN	`SMIT M:45 B:000 L:069 U`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,492 sqft Living Area
Gross Area	7,334 sqft
1st Floor Area	2,492 sqft
Basement Area	441 sqft
Unfinished Basement	441 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	99,602 sqft (2.28 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	16-2088-03
Street Address	45 E LANTERN RD
City	SMITHFIELD
State	RI
Zip	02917-2370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Lot Number	69
Jurisdiction	SMITHFIELD RI
Township / Civil Division	SMITHFIELD
Census Block Group	4
Census Block	4008
Census Tract	12602

Owner

Source: Scituate Town records · APN 16-2088-03

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 E LANTERN RD, SMITHFIELD, RI 02917-2370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jun 12, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage COASTAL ONE CREDIT UNION
Jun 12, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage COASTAL ONE CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 12, 2023 · Amount on Record
Deed Sale	Jun 12, 2023 · Amount on Record
Prior Sale	Jun 12, 2023 · Amount on Record
Deed Document Number	20231370
Deed Book / Page	1467 / 338
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITHFIELD RI
Property Address	45 E LANTERN RD, SMITHFIELD, RI 02917-2370
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00001573-4
Date	Dec 10, 2025
Book Page	1573/4
Instrument	2025-3234

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	229 Months
Due	Jan 01, 2045

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN RI
Recording Date	Jun 12, 2023
Property Address	45 E LANTERN RD, SMITHFIELD, RI 02917-2370
Document Number	002491-101
Book / Page	2491 / 101
Instrument Date	Jun 12, 2023
Instrument	20230000001493
Transaction Type	Transfer
Record Updated	Jun 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	230000001494
Date	Jun 12, 2023
Instrument	230000001494

Lender

Name	COASTAL ONE CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jul 01, 2028
Max Rate At Change	2.5%
Index	5-Year CMT

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITHFIELD RI
Recording Date	Jun 12, 2023
Property Address	45 E LANTERN RD, SMITHFIELD, RI 02917-2370
Document Number	001467-338
Book / Page	1467 / 338
Instrument Date	Jun 12, 2023
Instrument	2023-1370
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0020231371
Date	Jun 12, 2023
Instrument	2023-1371

Lender

Name	COASTAL ONE CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Max Rate At Change	2.5%
Index	5-Year CMT

Tax Assessment & Valuation

Source: Scituate Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Scituate Town
Unified School District	Scituate School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$10,912.00 (-0.01%)	$880,700 (+10.72%) Land $199,700 Building $681,000
2023	$10,913.00 (+13.45%)	$795,400 (+10.47%) Land $165,600 Building $629,800
2022	$9,619.00	$720,000 Land $165,600 Building $554,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 22, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1979–2010)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Based on FCC filings for 32 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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