45 E Kent Rd, Duluth, MN 55812 Property Records

St. Louis County property record for 45 E Kent Rd, Duluth, MN 55812 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4.25 Baths
Year BuiltBuilt 1910
Square Footage5,067 sqft Gross Area
Lot Size27,132 sqft (0.622 acres)
OccupancyOwner Occupied
Last Sale$615,000 (2022)
Tax Bill$10,488.00 (2026)

Property Details

APN / Parcel Number

Primary APN010-1380-00500
Alternative APN
  • 1127086

Interior

Bedrooms5 Beds
Full Baths4.25 Baths
Partial Baths1 Partial Baths
Building Area5,067 sqft Gross Area
1st Floor2,138 sqft 1st Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Lot Area27,132 sqft (0.622 acres)
Garage Area441 sqft Garage

Exterior Amenities

Pool TypeSpa/Hot Tub (Only) Pool Type
Porch1 Porch
Porch Area480 sqft Porch
SaunaSauna

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number1127086
Street Address45 E KENT RD
CityDULUTH
StateMN
Zip55812-1421
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSOUTHERLY 17 FEET OF LOT 14, BLOCK 5 AND ALLOF LOT 7, BLOCK 7, INCLUDING PART OF VACATEDALLEY ADJACENT AND THE EASTERLY HALF
Legal SubdivisionEAST LAWN DIV OF DULUTH
Legal Block5,7
Legal Lot Number6-7,14
JurisdictionST LOUIS MN
Minor Civil DivisionDULUTH
Census Blockgroup1
Census Block1013
Census Tract1000

Owner

Source: St. Louis County records · APN 010-1380-00500

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address45 E KENT RD, DULUTH, MN 55812-1421
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
NORTH SHORE BANK OF COMMERCE
Jun 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
NORTH SHORE BANK OF COMMERCE
Mar 09, 2022Warranty Deed, Transfer · Conventional Mortgage
NORTH SHORE BANK OF COMMERCE
May 09, 2022Warranty Deed, Transfer · Conventional Mortgage
NORTH SHORE BANK OF COMMERCE
Apr 10, 2018Warranty Deed, Transfer · Conventional Mortgage
NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 09, 2022 · Amount on Record
Deed SaleMay 09, 2022 · Amount on Record
Prior SaleMar 09, 2022 · Amount on Record
Deed Doc Number20221442646
Prior Transfer DateMar 04, 2022
Prior Transfer Doc0001442646
Record RefreshedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address45 E KENT RD, DULUTH, MN 55812-1421
Transaction TypeMortgage
Record UpdatedOct 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001445502
DateJun 16, 2022
Instrument1445502
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address45 E KENT RD, DULUTH, MN 55812-1421
Transaction TypeMortgage
Record UpdatedOct 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001057751
DateJun 15, 2022
Instrument1057751
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateMar 09, 2022
Property Address45 E KENT RD, DULUTH, MN 55812-1421
Document Number0001054168
Instrument DateMar 04, 2022
Instrument1054168
Transaction TypeTransfer
Record UpdatedOct 21, 2025
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,029.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address46 E KENT RD, DULUTH, MN 55812-1420

Mortgage

Document Number0001054169
DateMar 09, 2022
Instrument1054169
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateMar 04, 2022
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5.55%
Index1-Year CMT
Max Rate9.5%

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateMay 09, 2022
Property Address45 E KENT RD, DULUTH, MN 55812-1421
Document Number0001442646
Instrument DateMar 04, 2022
Instrument1442646
Transaction TypeTransfer
Record UpdatedOct 21, 2025
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,029.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address45 E KENT RD, DULUTH, MN 55812-1421

Mortgage

Document Number0001442647
DateMay 09, 2022
Instrument1442647
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueApr 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateApr 01, 2027
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5.5%
Index1-Year CMT
Max Rate9.5%

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateApr 10, 2018
Property Address45 E KENT RD, DULUTH, MN 55812-1421
Document Number000T996769
Instrument DateApr 06, 2018
InstrumentT996769
Transaction TypeTransfer
Record UpdatedMay 01, 2018
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$874.50
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address26 E COLLEGE ST DULUTH MN 558121414, DULUTH, MN 55812-1414

Mortgage

Document NumberT996770
DateApr 10, 2018
InstrumentT996770
Lender
NameNORTH SHORE BK/COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 09, 2048

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$10,488.00 (+16.98%) Homeowner's exemption
2025$8,966.00 (+17.08%) Homeowner's exemption$731,400 (+16.73%) Land $143,000 Building $588,400$731,400 (+16.73%) Land $143,000 Building $588,400
2024$7,658.00$626,600 (+32.92%) Land $83,300 Building $543,300$626,600 (+32.92%) Land $83,300 Building $543,300
2022$471,400 Land $73,000 Building $398,400$471,400 Land $73,000 Building $398,400

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