45 E Garnet Ave, Granby, CO 80446 Property Records

Grand County property record for 45 E Garnet Ave, Granby, CO 80446 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1980
Square Footage1,448 sqft
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$515,000 (2022)
Tax Bill$1,753.00 (2025)

Owner

Source: Grand County records · APN R090440

Assessment roll updated August 25, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address45 E GARNET AVE, GRANBY, CO 80446-5248
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2025Deed of Trust, Mortgage · Line of Credit
BLUE FCU
Aug 25, 2022Warranty Deed, Transfer · Conventional Mortgage
NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 25, 2022 · Amount on Record
Deed SaleAug 25, 2022 · Amount on Record
Prior SaleOct 13, 2005 · Amount on Record
Deed Doc Number2022007341
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAND CO
Property Address45 E GARNET AVE, GRANBY, CO 80446-5248
Transaction TypeMortgage
Record UpdatedOct 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2025007990
DateOct 03, 2025
Instrument2025007990
Lender
NameBLUE FCU
TypeCredit Union
Address2401 E PERSHING BLVD, CHEYENNE, WY 82001
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 02, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAND CO
Recording DateAug 25, 2022
Property Address45 GARNET AVE, GRANBY, CO 80446
Document Number2022007341
Instrument DateAug 18, 2022
Instrument2022007341
Transaction TypeTransfer
Record UpdatedSep 06, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$51.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address45 GARNET AVE, GRANBY, CO 80446

Mortgage

Document Number2022007342
DateAug 25, 2022
Instrument2022007342
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term1 Months
DueSep 01, 2022

Tax Assessment & Valuation

Source: Grand County records · Assessment roll updated August 25, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateColorado
CountyGrand County
MunicipalityGranby Town
Unified School DistrictEast Grand School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,753.00 (+13.24%)$28,090 (+10.9%) Land $5,080 Building $23,010$449,420 (+18.9%) Land $81,250 Building $368,170
2023$1,548.00 (+26.06%)$25,330 (+33.95%) Land $5,120 Building $20,210$377,980 (+38.91%) Land $76,390 Building $301,590
2022$1,228.00$18,910 Land $3,130 Building $15,780$272,100 Land $45,000 Building $227,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grand County (08049C), updated September 29, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 16% of Colorado
Wildfire LikelihoodAbout 1 in 2,500 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNR090440
Alternative APN
  • 132931411009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms1 Rooms
Building Area1,448 sqft
Gross Area2,012 sqft Gross Area
Basement Area920 sqft Basement
Finished Basement528 sqft Finished
Unfinished Basement392 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1980
Architectural StyleRaised Ranch Style
Construction TypeWood Construction
Roof ConstructionHip Roof Construction
Roof MaterialMetal Roof
Lot Area8,712 sqft (0.2 acres)

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account NumberR090440
Street Address45 E GARNET AVE
CityGRANBY
StateCO
Zip80446-5248
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUBD: GRANBY 2ND LOT: 6 - 8 BLOCK: 9 E2 LOT 6
Legal SubdivisionGRANBY 2ND
Legal Block9
Legal Lot Number6-8
JurisdictionGRAND CO
Minor Civil DivisionGRANBY
Census Blockgroup1
Census Block1030
Census Tract207

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