45 E Elm St, Central Islip, NY 11722 Property Records

Suffolk County and Islip Town property record for 45 E Elm St, Central Islip, NY 11722 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$84,000 (Sep 1999)
Tax Bill	$9,260 (2024)
Deeds & Mortgages	May 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`472889 143.-2-40`

Property Details

APN / Parcel Number

Primary APN	`472889 143.-2-40`
Alternative APNs	`0500-143.00-02.00-040.000` `288914300000020400000000` `472800315940` `350020`

Exterior

Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Location & Zoning

Account Number	350020
Street Address	45 E ELM ST
City	CENTRAL ISLIP
State	NY
Zip	11722-3841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	X2225795Y204365 T025H00000000
Legal Block	3000
Legal Lot Number	200
Jurisdiction	SUFFOLK NY
Township / Civil Division	ISLIP
Census Block Group	2
Census Block	2000
Census Tract	146403

Owner

Source: Suffolk County and Islip Town records · APN 472889 143.-2-40

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 E ELM ST, CENTRAL ISLIP, NY 11722-3841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 21, 1999 · Amount on Record
Deed Sale	Sep 21, 1999 · Amount on Record
Prior Sale	Sep 21, 1999 · Amount on Record
Deed Book / Page	11990 / 220
Last Transfer Date	Apr 05, 2003
Transfer Doc	0122460617
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	45 E ELM ST, CENTRAL ISLIP, NY 11722-3841
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0231310569
Date	May 01, 2020
Book Page	23131/569
Instrument	DL005002

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

Tax Assessment & Valuation

Source: Suffolk County and Islip Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Islip Town
Unified School District	Central Islip Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,500 (-) Land $6,600 Building $25,900	$457,747 (-) Land $92,958 Building $364,789
2024	$9,260.00		$457,747 (+2.54%) Land $92,958 Building $364,789
2023		$32,500 Land $6,600 Building $25,900	$446,428 Land $90,659 Building $355,769

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031464032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 1 of 2 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.