45 E Division St, Villa Park, IL 60181 Property Records

DuPage County property record for 45 E Division St, Villa Park, IL 60181

Property Summary

Property Type	Single Family Home
Details	878 sqft · built 1927
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jul 2021)
Tax Bill	$6,627 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-03-307-003`

Property Details

APN / Parcel Number

Primary APN	`06-03-307-003`

Interior

Building Area	878 sqft Living Area
Gross Area	1,756 sqft
1st Floor Area	878 sqft
Basement Area	878 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	16 ft deep x 5 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	45 E DIVISION ST
City	VILLA PARK
State	IL
Zip	60181-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	DIV OF LOTS 41 & 42 OF ROBERTSONS VILLA PK
Legal Subdivision	ROBERTSONS VILLA PK
Legal Lot Number	41,42
Jurisdiction	DU PAGE IL
Township / Civil Division	YORK
Census Block Group	3
Census Block	3004
Census Tract	843100

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 E DIVISION ST, VILLA PARK, IL 60181-2102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Nov 21, 2017	Deed of Trust, Mortgage · Line of Credit FIRST NTHRN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2021 · Amount on Record
Deed Sale	Jul 12, 2021 · Amount on Record
Prior Sale	Apr 8, 2003 · Amount on Record
Deed Document Number	2021105318
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 12, 2021
Property Address	45 E DIVISION ST, VILLA PARK, IL 60181-2102
Document Number	0000105318
Map Reference	DOC 173341
Instrument Date	Jun 30, 2021
Instrument	R2021-105318
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 E DIVISION ST, VILLA PARK, IL 60181-2102

Mortgage

Document Number	0000105319
Date	Jul 12, 2021
Instrument	R2021-105319

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	45 E DIVISION ST, VILLA PARK, IL 60181-2102
Document Number	0000128848
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 E DIVISION ST VILLA PARK IL 601812102, VILLA PARK, IL 60181-2102

Mortgage

Document Number	0000128848
Date	Dec 18, 2017
Instrument	128848

Lender

Name	FIRST NTHRN CU
Type	Credit Union
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	York Township
Municipality	Villa Park Village
Secondary School District	DuPage High School District 88 (09 - 12)
Elementary School District	SD 45 DuPage County (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,627.00 (+12.38%)	$99,319 (+21.34%) Land $14,137 Building $85,182	$297,957 (+21.34%) Land $42,411 Building $255,546
2022	$5,897.00 Homeowner's exemption	$81,850 Land $11,650 Building $70,200	$245,550 Land $34,950 Building $210,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLA PARK public/private · serves 22,263 people · EPA ID IL0430800
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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