Hampden County and East Longmeadow Town property record for 45 E Circle Dr, East Longmeadow, MA 01028
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,525 sqft · built 1960 |
| Lot Size | 0.377 acres (16,439 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,017 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | ELON M:0048 B:0049 L:0017 |
| Primary APN | ELON M:0048 B:0049 L:0017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,525 sqft Living Area |
| Gross Area | 5,784 sqft |
| Basement Area | 1,494 sqft |
| Unfinished Basement | 1,494 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,439 sqft (0.377 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3897 |
|---|---|
| Street Address | 45 E CIRCLE DR |
| City | EAST LONGMEADOW |
| State | MA |
| Zip | 01028-1330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 49 |
| Legal Lot Number | 17 |
| Jurisdiction | EAST LONGMEADOW MA |
| Township / Civil Division | EAST LONGMEADOW |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 813403 |
45 E Circle Dr is owned and occupied by two individuals.
Source: Hampden County and East Longmeadow Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 E CIRCLE DR, EAST LONGMEADOW, MA 01028-1330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LONGMEADOW MA |
| Property Address | 45 E CIRCLE DR, EAST LONGMEADOW, MA 01028-1330 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0023837-86 |
|---|---|
| Date | Apr 22, 2021 |
| Book Page | 23837/86 |
| Instrument | 26987 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2041 |
The 2026 property tax bill for 45 E Circle Dr was $9,017, up 12.4% from the year before.
Source: Hampden County and East Longmeadow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | East Longmeadow Town |
| Unified School District | East Longmeadow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,017.00 (+12.38%) | $464,100 (+6.89%) Land $136,800 Building $327,300 | $431,592 (-13.43%) |
| 2025 | $8,024.00 (+5.09%) | $434,200 (+5.44%) Land $136,800 Building $297,400 | $498,560 |
| 2024 | $7,635.00 (+5.73%) | $411,800 (+9.49%) Land $136,800 Building $275,000 | |
| 2023 | $7,221.00 | $376,100 Land $124,300 Building $251,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 E Circle Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1984–1989) |
| Most Recent Claim | Oct 1989 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 E Circle Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LONGMEADOW DPW WATER DEPT serves 16,358 people · EPA ID MA1085000 |
|---|---|
| Water Source | Purchased surface water from SPRINGFIELD WATER AND SEWER COMMISSION |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2019 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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