45 E Central Pkwy, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 45 E Central Pkwy, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,020 sqft · built 2021
Lot Size	0.07 acres (3,082 sqft)
Owner	Individual Name on File
Last Sale	$693,500 (Mar 2021)
Tax Bill	$11,960 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`262-440-490-000`

Property Details

APN / Parcel Number

Primary APN	`262-440-490-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,020 sqft Living Area

Exterior

Year Built	Built 2021
Construction Type	Wood
Lot Area	3,082 sqft (0.07 acres)
Garage Type	Mixed
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	45 E CENTRAL PKWY
City	MOUNTAIN HOUSE
State	CA
Zip	95391-8244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 49 MOUNTAIN HOUSE NEIGHBORHOOD B UNIT NO. 4,
Legal Lot Number	49
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3021
Census Tract	5223

Owner

Source: San Joaquin County records · APN 262-440-490-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	45 E CENTRAL PKWY, MOUNTAIN HOUSE, CA 95391-8244
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 31, 2021	Grant Deed, Transfer · Conventional Mortgage INSPIRE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 2021 · Amount on Record
Deed Sale	Mar 31, 2021 · Amount on Record
Deed Document Number	2021-057334
Record Updated	Jun 08, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	45 E CENTRAL PKWY, MOUNTAIN HOUSE, CA 95391-8244
Transaction Type	Mortgage
Record Updated	Oct 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 E CENTRAL PKWY, TRACY, CA 95391-8244

Mortgage

Document Number	0000083809
Date	Oct 16, 2023
Instrument	2023-083809

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	45 E CENTRAL PKWY, MOUNTAIN HOUSE, CA 95391-8244
Transaction Type	Mortgage
Record Updated	Feb 04, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 E CENTRAL PKWY, MOUNTAIN HOUSE, CA 95391-8244

Mortgage

Document Number	0000009307
Date	Jan 24, 2022
Instrument	2022-009307

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 31, 2021
Property Address	45 E CENTRAL PKWY, MOUNTAIN HOUSE, CA 95391-8244
Document Number	0000057334
Map Reference	MB 43 PG 123
Instrument Date	Feb 17, 2021
Instrument	2021-057334
Transaction Type	Transfer
Record Updated	Aug 03, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45 E CENTRAL PKWY, MOUNTAIN HOUSE, CA 95391-8244

Mortgage

Document Number	0000057335
Date	Mar 31, 2021
Instrument	2021-057335

Lender

Name	INSPIRE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Mortgage

Document Number	0000057336
Date	Mar 31, 2021
Instrument	2021-057336

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99519

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$11,960.00 (+4.56%)	$735,707 (+4.04%) Land $212,241 Building $523,466
2023	$11,438.00 (+2.1%)	$707,140 Land $204,000 Building $503,140
2022	$11,203.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	High above 84% of the US · above 63% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zinnia Networks Fixed Wireless	400 / 80
UnWired Broadband Holding Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 121 locations within half a mile of this property.

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