45 E Center St, Manchester, CT 06040 Property Records

Manchester Town property record for 45 E Center St, Manchester, CT 06040

Property Summary

Property Type	Commercial Building, Warehouse, Showroom
Details	7,716 sqft · built 1932
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on File
Last Sale	$161,000 (Mar 1999)
Tax Bill	$21,340 (2025)
Deeds & Mortgages	May 2026 Line of Credit Nov 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`179000045`

Property Details

APN / Parcel Number

Primary APN	`179000045`
Alternative APNs	`MANC M:78 B:1790 L:45` `MCHS M:78 B:1790 L:45`

Interior

Stories	1 Story
Building Area	7,716 sqft Total Area
Gross Area	13,467 sqft
Basement Area	5,336 sqft
Unfinished Basement	1,868 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Exterior Material	Brick
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	179000045
Street Address	45 E CENTER ST
City	MANCHESTER
State	CT
Zip	06040-5201
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Building, Warehouse, Showroom
Local Zoning Code	B3
Legal Subdivision	STONY MILL CONDO
Legal Block	1790
Legal Lot Number	45
Jurisdiction	MANCHESTER CT
Township / Civil Division	MANCHESTER
Census Block Group	3
Census Block	3012
Census Tract	514400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Manchester Historic District (Boundary Increase) listed 2001 · 914 contributing resources · NRIS 01000881

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

45 E Center St, a commercial property, is owned by a company that bought it in March 1999.

Source: Manchester Town records, as of June 25, 2026

Owner of Record	Company Name on File
Mailing Address	95 S FARMS DR, MANCHESTER, CT 06040-6680
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust · Line of Credit
Nov 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK
Oct 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK
Jun 14, 2019	Quit Claim Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 1999 · Amount on File
Deed Sale	Mar 31, 1999 · Amount on File
Deed Book / Page	419 / 145
Record Updated	Sep 20, 2026

May 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CT
Recording Date	May 15, 2026
Property Address	45 E CENTER ST, MANCHESTER, CT 06040-5201
Document Number	004790-945
Book / Page	4790 / 945
Instrument Date	May 13, 2026
Instrument	20266976560013
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6976560013,
Date	May 15, 2026
Book Page	4790/945
Instrument	20266976560013

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jun 1, 2027

Interest

Rate	6.3%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CT
Property Address	45 E CENTER ST, MANCHESTER, CT 06040-5201
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004671-932
Date	Nov 10, 2021
Book Page	4671/932
Instrument	6624890010

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Dec 1, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CT
Property Address	45 E CENTER ST, MANCHESTER, CT 06040-5201
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004602-475
Date	Oct 24, 2019
Book Page	4602/475
Instrument	6429720023

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANCHESTER CT
Recording Date	Jun 14, 2019
Property Address	45 E CENTER ST, MANCHESTER, CT 06040-5201
Document Number	4592-677
Book / Page	004592 / 000677
Instrument Date	Jun 14, 2019
Instrument	6395660003
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	95 S FARMS DR MANCHESTER CT 060406680, MANCHESTER, CT 06040-6680

Tax Assessment & Valuation

The 2025 property tax bill for 45 E Center St was $21,340.

Source: Manchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Manchester Town
Unified School District	Manchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,340.00	$535,900 Land $67,100 Building $468,800	$375,130 Land $46,970 Building $328,160
2024	$21,340.00 (+7.05%)
2023	$19,935.00 (+2.99%)	$535,900 (-) Land $67,100 Building $468,800
2022	$19,357.00	$535,900 Land $67,100 Building $468,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 E Center St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 45 E Center St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER DEPARTMENT serves 51,198 people · EPA ID CT0770021
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GoNetspeed, T-Mobile.

Nearby Properties on E Center St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures