Harford County property record for 45 E Broadway, Bel Air, MD 21014
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 2 ba · 1,864 sqft · built 1880 |
| Lot Size | 0.436 acres (19,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $140,000 (Dec 1993) |
| Tax Bill | $2,493 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-003787 |
| Primary APN | 03-003787 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,864 sqft Total Area |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 19,000 sqft (0.436 acres) |
| Lot Dimensions | 200 ft deep x 95 ft wide |
| Porch | Slab |
| Porch Area | 552 sqft |
| Deck Area | 54 sqft |
| Heating System | Radiant |
|---|
| Account Number | 003787 |
|---|---|
| Street Address | 45 E BROADWAY |
| City | BEL AIR |
| State | MD |
| Zip | 21014-2953 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | R2 |
| Legal Description | LOT 95X200 45 E BROADWAY BEL AIR |
| Legal Subdivision | BEL AIR |
| Legal Lot Number | 45 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 303803 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2011 KLEIN PLAZA DR, FOREST HILL, MD 21050-2603 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 1993 · Amount on Record |
| Deed Sale | Dec 7, 1993 · Amount on Record |
| Deed Book / Page | 2047 / 844 |
| Record Updated | Oct 29, 2026 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Municipality | Bel Air Town |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,493.00 (+26.55%) | $261,533 (+33.55%) | $349,600 (+60.74%) Land $185,000 Building $164,600 |
| 2025 | $1,970.00 (+11.74%) | ||
| 2023 | $195,833 | $217,500 Land $102,800 Building $114,700 | |
| 2022 | $1,763.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1978–2003) |
| Most Recent Claim | Jun 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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