45 E Broad St, Bergenfield, NJ 07621 Property Records

Bergen County and Bergenfield Borough property record for 45 E Broad St, Bergenfield, NJ 07621

Property Summary

Property Type	Single Family Home
Details	1,944 sqft · built 1926
Lot Size	0.194 acres (8,455 sqft)
Owner	Individual Name on File
Last Sale	$715,000 (Jan 2025)
Tax Bill	$13,049 (2025)
Deeds & Mortgages	Jan 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00246-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`03-00246-0000-00002`
Alternative APN	`030024600002`

Interior

Units	2 Units
Stories	1 Story
Building Area	1,944 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	8,455 sqft (0.194 acres)
Lot Dimensions	151 ft deep x 56 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	45 E BROAD ST
City	BERGENFIELD
State	NJ
Zip	07621-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	56X151
Legal Subdivision	BERGENFIELD BOROUGH
Legal Block	246
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	BERGENFIELD
Census Block Group	5
Census Block	5000
Census Tract	3200

Owner

45 E Broad St is owned and occupied by an individual who bought it in January 2025.

Source: Bergen County and Bergenfield Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	45 E BROAD ST, BERGENFIELD, NJ 07621-3003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2025 · Amount on File
Deed Sale	Jan 15, 2025 · Amount on File
Prior Sale	Mar 31, 2022 · Amount on File
Deed Document Number	20253203
Deed Book / Page	5404 / 262
Record Updated	Oct 29, 2026

January 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 15, 2025
Property Address	45 E BROAD ST, BERGENFIELD, NJ 07621-3003
Document Number	0054040262
Book / Page	5404 / 262
Instrument Date	Nov 22, 2024
Instrument	2025003203
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	CARNEGIE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,404.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	601 W 148TH ST, NEW YORK, NY 10031-3102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 E BROAD ST, BERGENFIELD, NJ 07621-3003
Investor	Possibly a Property Investor

Mortgage

Document Number	2025003204
Date	Jan 15, 2025
Instrument	2025003204

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 45 E Broad St was $13,049, up 6% from the year before.

Source: Bergen County and Bergenfield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Bergenfield Borough
Unified School District	Bergenfield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,100 (-) Land $168,100 Building $181,000	$349,100 (-) Land $168,100 Building $181,000
2025	$13,049.00 (+5.99%)	$349,100 Land $168,100 Building $181,000	$349,100 Land $168,100 Building $181,000
2024	$12,312.00
2023		$349,100 Land $168,100 Building $181,000	$349,100 Land $168,100 Building $181,000
2022	$11,719.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 45 E Broad St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 45 E Broad St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20