Kendall County property record for 45 E Anchor Dr, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,966 sqft · built 1978 |
| Lot Size | 0.479 acres (20,872 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Aug 2022) |
| Tax Bill | $9,773 (2024) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Jun 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-08-102-015 |
| Primary APN | 03-08-102-015 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,966 sqft Living Area |
| Gross Area | 3,694 sqft |
| 1st Floor Area | 2,966 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 20,872 sqft (0.479 acres) |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 45 E ANCHOR DR |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-9259 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 72 MARINA VILLAGE RE-SUB. |
| Legal Subdivision | MARINA VILLAGE RE-SUB |
| Legal Lot Number | 72 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 890301 |
Source: Kendall County records · APN 03-08-102-015
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 E ANCHOR DR, OSWEGO, IL 60543-9259 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 02, 2022 | Warranty Deed, Transfer · Conventional Mortgage INLANTA MORTGAGE INC |
| Jun 01, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 02, 2022 · Amount on Record |
| Deed Sale | Aug 02, 2022 · Amount on Record |
| Prior Sale | Jul 28, 1997 · Amount on Record |
| Deed Document Number | 202212967 |
| Prior Transfer Date | Jul 16, 1997 |
| Prior Transfer Doc | 0000007259 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Aug 02, 2022 |
| Property Address | 45 E ANCHOR DR, OSWEGO, IL 60543-9259 |
| Document Number | 0000012967 |
| Instrument Date | Jul 21, 2022 |
| Instrument | 202200012967 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $357.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 E ANCHOR DR, 45, OSWEGO, IL 60543-9259 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 45 E ANCHOR DR, OSWEGO, IL 60543-9259 |
| Document Number | 0000012968 |
|---|---|
| Date | Aug 02, 2022 |
| Instrument | 202200012968 |
| Name | INLANTA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
| Rate | 5.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 45 E ANCHOR DR, OSWEGO, IL 60543-9259 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2021 |
| Title Company | SOLIDIFI |
| Name | Verified Name |
|---|---|
| Address | 45 E ANCHOR DR, OSWEGO, IL 60543-9259 |
| Document Number | 0000013747 |
|---|---|
| Date | Jun 01, 2021 |
| Instrument | 202100013747 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | DEERFIELD, IL 60015 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 15, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Kendall County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $132,068 (+24.52%) Land $24,673 Building $107,395 | $396,204 (+24.52%) Land $74,019 Building $322,185 | |
| 2024 | $9,773.00 | ||
| 2022 | $106,060 Land $19,814 Building $86,246 | $318,180 Land $59,442 Building $258,738 |
Source: FEMA National Flood Hazard Layer as of September 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1996–2013) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 163 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | IL AMERICAN-VALLEY MARINA private · serves 1,102 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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