45 E 46th St, Bayonne, NJ 07002 Property Records

Hudson County and Bayonne City property record for 45 E 46th St, Bayonne, NJ 07002

Property Summary

Property Type	Single Family Home
Details	1,740 sqft · built 1900
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,097 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-00078-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`01-00078-0000-00017`
Alternative APNs	`010007800017` `11856002`

Interior

Stories	2 Stories
Building Area	1,740 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1920
Architectural Style	Colonial
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	11856002
Street Address	45 E 46TH ST
City	BAYONNE
State	NJ
Zip	07002-4025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	78
Legal Lot Number	17
Jurisdiction	HUDSON NJ
Township / Civil Division	BAYONNE
Census Block Group	2
Census Block	2003
Census Tract	10300

Owner

45 E 46th St is owned and occupied by two individuals.

Source: Hudson County and Bayonne City records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 E 46TH ST, BAYONNE, NJ 07002-4025
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 8, 2025	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Recording Date	Jul 31, 2026
Property Address	45 E 46TH ST, BAYONNE, NJ 07002-4025
Document Number	0060080470
Book / Page	20997 / 586
Instrument Date	Jul 27, 2026
Instrument	202660080470
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 E 46TH ST, BAYONNE, NJ 07002-4025

Mortgage

Document Number	0060080470,
Date	Jul 31, 2026
Book Page	20997/586
Instrument	202660080470

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	45 E 46TH ST, BAYONNE, NJ 07002-4025
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 E 46TH ST, BAYONNE, NJ 07002-4025

Mortgage

Document Number	20250908060086260
Date	Sep 8, 2025
Book Page	20820/976
Instrument	20250908060086260

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	45 E 46TH ST, BAYONNE, NJ 07002-4025
Transaction Type	Mortgage
Record Updated	Mar 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220202060021130
Date	Feb 2, 2022
Book Page	20190/211
Instrument	20220202060021130

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 45 E 46th St was $10,097, up 3% from the year before.

Source: Hudson County and Bayonne City assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Bayonne City
Unified School District	Bayonne City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,600 (-) Land $180,000 Building $170,600	$350,600 (-) Land $180,000 Building $170,600
2025	$10,097.00 (+3.01%)	$350,600 Land $180,000 Building $170,600	$350,600 Land $180,000 Building $170,600
2024	$9,802.00
2023		$350,600 Land $180,000 Building $170,600	$350,600 Land $180,000 Building $170,600
2022	$9,231.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 E 46th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45 E 46th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAYONNE serves 63,000 people · EPA ID NJ0901001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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