45 E 22nd St, Holland, MI 49423 Property Records

Ottawa County property record for 45 E 22nd St, Holland, MI 49423

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,131 sqft · built 1948
Lot Size0.125 acres (5,445 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (Oct 2019)
Tax Bill$3,323 (2025)
Deeds & MortgagesMay 2019 Line of Credit
Oct 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN70-16-32-254-019

Property Details

APN / Parcel Number

Primary APN70-16-32-254-019

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,131 sqft Living Area
1st Floor Area754 sqft
Basement Area754 sqft
Unfinished Basement724 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Lot Area5,445 sqft (0.125 acres)
Lot Dimensions126 ft deep x 43.6 ft wide
Garage Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address45 E 22ND ST
CityHOLLAND
StateMI
Zip49423-4877
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTNR
Legal DescriptionLOT 22, BLK 4, PROSPECT PARK ADD SEC 32 T5N R15W
Legal Range15W
Legal Township05N
Legal Section32
Legal SubdivisionPROSPECT PARK ADD
Legal Block4
Legal Lot Number22
JurisdictionOTTAWA MI
Township / Civil DivisionHOLLAND
Census Block Group3
Census Block3016
Census Tract25800

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45 E 22ND ST, HOLLAND, MI 49423-4877
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 29, 2019Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK WESTERN MICHIGAN
Oct 22, 2019Warranty Deed, Transfer · Conventional Mortgage
WEST MICHIGAN COMMUNITY BANK
Nov 21, 2018Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 22, 2019 · Amount on Record
Deed SaleOct 22, 2019 · Amount on Record
Prior SaleJul 1, 2005 · Amount on Record
Deed Document Number201938809
Prior Transfer DateApr 26, 2018
Prior Transfer Doc20180041564
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTTAWA MI
Property Address45 E 22ND ST, HOLLAND, MI 49423-4877
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20190017316
DateMay 29, 2019
Instrument2019-0017316
Lender
NameFIFTH THIRD BANK WESTERN MICHIGAN
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA MI
Recording DateOct 22, 2019
Property Address45 E 22ND ST, HOLLAND, MI 49423-4877
Document Number20190038809
Map ReferenceLB 4 PG 32
Instrument DateOct 18, 2019
Instrument2019-0038809
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,419.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 E 22ND ST, HOLLAND, MI 49423-4877

Mortgage

Document Number20190038810
DateOct 22, 2019
Instrument2019-0038810
Lender
NameWEST MICHIGAN COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

November 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOTTAWA MI
Recording DateNov 21, 2018
Property Address45 E 22ND ST, HOLLAND, MI 49423-4877
Document Number20180041564
Map ReferenceLB4 PG32
Instrument DateApr 26, 2018
Instrument2018-0041564
Transaction TypeTransfer
Record UpdatedAug 19, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address45 E 22ND ST, 45, HOLLAND, MI 49423-4877

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 E 22ND ST, HOLLAND, MI 49423-4877

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOttawa County
MunicipalityHolland City
Unified School DistrictHolland City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$121,200 (+9.39%)$242,400 (+9.39%)
2025$3,323.00 (+15.86%) Homeowner's exemption$110,800 (+22.7%)$221,600 (+22.7%)
2023$90,300$180,600
2022$2,868.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLAND TOWNSHIP CONSOLIDATED
serves 26,100 people · EPA ID MI0003195
Water SourcePurchased surface water from WYOMING
Last State InspectionFeb 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Holland City Fiber
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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