45 E 18th St, Holland, MI 49423 Property Records

Ottawa County property record for 45 E 18th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,412 sqft · built 1896
Lot Size	0.119 acres (5,184 sqft)
Owner	2 Individual Names on Record
Last Sale	$287,500 (Sep 2026)
Tax Bill	$8,805 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2026 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`70-16-32-203-024`

Property Details

APN / Parcel Number

Primary APN	`70-16-32-203-024`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,412 sqft Living Area
1st Floor Area	1,070 sqft
Basement Area	450 sqft
Unfinished Basement	450 sqft

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Lot Area	5,184 sqft (0.119 acres)
Lot Dimensions	132 ft deep x 39.2 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45 E 18TH ST
City	HOLLAND
State	MI
Zip	49423-4218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	W 1/2 OF LOT 26 ADD NO 1 TO VAN DEN BERGE'S PLAT SEC 32 T5N R15W
Legal Range	15W
Legal Township	05N
Legal Section	32
Legal Subdivision	S PLAT
Legal Block	203
Legal Lot Number	26
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	3
Census Block	3004
Census Tract	25800

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 E 18TH ST, HOLLAND, MI 49423-4218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 9, 2026	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Apr 1, 2024	Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
Feb 9, 2024	Deed of Trust, Mortgage RJ DEVRIES CONSTRUCTION INC
Mar 5, 2024	Sheriff's Deed, Foreclosure
May 9, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jun 28, 2017	Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on Record
Deed Sale	Sep 25, 2026 · Amount on Record
Prior Sale	Apr 9, 2026 · Amount on Record
Deed Document Number	202630069
Prior Transfer Date	Feb 1, 2024
Prior Transfer Doc	20240005135
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Sep 25, 2026
Property Address	45 E 18TH ST, HOLLAND, MI 49423-4218
Document Number	0000030069
Instrument Date	Sep 18, 2026
Instrument	202630069
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE OF MICHIGAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$249,722.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 E 18TH ST, HOLLAND, MI 49423-4218

Mortgage

Document Number	0000030070,
Date	Sep 25, 2026
Instrument	202630070

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Apr 9, 2026
Property Address	45 E 18TH ST, HOLLAND, MI 49423-4218
Document Number	0000010018
Instrument Date	Apr 3, 2026
Instrument	202610018
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$208,464.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	14792 JAMES ST, HOLLAND, MI 49424-6302

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Apr 1, 2024
Property Address	45 E 18TH ST, HOLLAND, MI 49423-4218
Document Number	20240007365
Map Reference	LB 3 PG 6
Instrument Date	Mar 29, 2024
Instrument	2024-0007365
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,620.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 E 18TH ST, HOLLAND, MI 49423-4218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 E 18TH ST, HOLLAND, MI 49423-4218

Mortgage

Document Number	20240007366
Date	Apr 1, 2024
Instrument	2024-0007366

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	45 E 18TH ST, HOLLAND, MI 49423-4218
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20240003164
Date	Feb 9, 2024
Instrument	2024-0003164

Lender

Name	RJ DEVRIES CONSTRUCTION INC
Type	Non-Lending Institution
Address	HOLLAND, MI 49423

Agreement

Amount	Amount Recorded

March 2024: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	OTTAWA MI
Recording Date	Mar 5, 2024
Property Address	45 E 18TH ST, HOLLAND, MI 49423-4218
Document Number	20240005135
Map Reference	LB 3 PG 6
Instrument Date	Feb 1, 2024
Instrument	2024-0005135
Transaction Type	Foreclosure
Record Updated	Mar 22, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 N 6TH ST, GRAND HAVEN, MI 49417-1019

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	45 E 18TH ST, HOLLAND, MI 49423-4218
Transaction Type	Mortgage
Record Updated	May 29, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 E 18TH ST, HOLLAND, MI 49423-4218

Mortgage

Document Number	20230011317
Date	May 9, 2023
Instrument	2023-0011317

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2063

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jun 28, 2017
Property Address	45 E 18TH ST, HOLLAND, MI 49423-4218
Document Number	20170023453
Map Reference	LB3 PG6
Instrument Date	Jun 23, 2017
Instrument	2017-0023453
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	NOT AVAILABLE, WTA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,152.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 E 18TH ST, 45, HOLLAND, MI 49423-4218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 E 22ND ST, HOLLAND, MI 49423-4812

Mortgage

Document Number	20170023454
Date	Jun 28, 2017
Instrument	2017-0023454

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,100 (-17.68%)	$228,200 (-17.68%)
2025	$8,805.00 (+231.39%) Homeowner's exemption	$138,600 (+33.53%)	$277,200 (+33.53%)
2023		$103,800	$207,600
2022	$2,657.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Also Mapped Here	HOLLAND TOWNSHIP CONSOLIDATED
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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