45 E 12th St, Ashland, OH 44805 Property Records

Ashland County property record for 45 E 12th St, Ashland, OH 44805

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 684 sqft · built 1946
Lot Size	0.151 acres (6,560 sqft)
Owner	Individual Name on Record
Last Sale	$67,000 (Jan 2008)
Tax Bill	$883 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jan 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`P43-015-0-0068-00`

Property Details

APN / Parcel Number

Primary APN	`P43-015-0-0068-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	684 sqft Living Area
1st Floor Area	1,368 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,560 sqft (0.151 acres)
Lot Dimensions	164 ft deep x 40 ft wide
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	45 E 12TH ST
City	ASHLAND
State	OH
Zip	44805-1712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	45 E 12TH ST R=15 LOT 580-B-1
Legal Lot Number	580-B-1
Jurisdiction	ASHLAND OH
Township / Civil Division	ASHLAND
Census Block Group	3
Census Block	3004
Census Tract	970400

Owner

Source: Ashland County records, as of February 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 PLEASANT ST, ASHLAND, OH 44805-2029
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Warranty Deed, Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Jan 6, 2023	Intrafamily Transfer, Transfer TRANSOHIO TITLE, TRANSFER TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2008 · Amount on Record
Deed Sale	Jan 15, 2008 · Amount on Record
Prior Sale	Dec 20, 1993 · Amount on Record
Last Transfer Date	Jan 5, 2023
Transfer Doc	000984/825
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHLAND OH
Recording Date	Jan 6, 2023
Property Address	45 E 12TH ST, ASHLAND, OH 44805-1712
Document Number	000984/827
Book / Page	984 / 827
Instrument Date	Jan 5, 2023
Instrument	202300000088
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	TRANSOHIO TITLE, TRANSFER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 PLEASANT ST, ASHLAND, OH 44805-2029

Mortgage

Document Number	202300000089
Date	Jan 6, 2023
Instrument	202300000089

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ASHLAND OH
Recording Date	Jan 6, 2023
Property Address	45 E 12TH ST, ASHLAND, OH 44805-1712
Document Number	000984/825
Book / Page	984 / 825
Instrument Date	Jan 5, 2023
Instrument	202300000087
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	TRANSOHIO TITLE, TRANSFER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 PLEASANT ST, ASHLAND, OH 44805-2029

Tax Assessment & Valuation

Source: Ashland County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashland County
Municipality	Ashland City
Unified School District	Ashland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$883.00 (+2.67%)	$24,890 (-) Land $4,810 Building $20,080
2023	$860.00 (+2.63%)	$24,890 (+29.97%) Land $4,810 Building $20,080	$71,130 (+29.99%) Land $13,750 Building $57,380
2022	$838.00	$19,150 Land $3,700 Building $15,450
2020			$54,720 Land $10,580 Building $44,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND CITY serves 20,648 people · EPA ID OH0300112
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Armstrong Cable · Fiber in parts of the area	1,000 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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