Morgan County property record for 45 Dwight St, Laceys Spring, AL 35754
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,857 sqft · built 1965 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $29,000 (Feb 2007) |
| Tax Bill | $879 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-06-13-0-000-016.000 |
| Primary APN | 09-06-13-0-000-016.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,857 sqft Living Area |
| 1st Floor Area | 2,857 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 78,408 sqft (1.8 acres) |
| Pool Area | 648 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 160056 |
|---|---|
| Street Address | 45 DWIGHT ST |
| City | LACEYS SPRING |
| State | AL |
| Zip | 35754-3305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 3 BLK 2 DOGWOOD VALLEY SUB PLAT 4-45 |
| Legal Range | 1W |
| Legal Township | 6S |
| Legal Section | 13 |
| Legal Subdivision | DOGWOOD VALLEY S/D |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | LACEYS SPRING |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 5703 |
Source: Morgan County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 DWIGHT ST, LACEYS SPRING, AL 35754-3305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2007 · Amount on Record |
| Deed Sale | Feb 16, 2007 · Amount on Record |
| Deed Book / Page | 2007 / 1284 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 45 DWIGHT ST, LACEYS SPRING, AL 35754-3305 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2021/52916 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 2021/52916 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 219 Months |
| Due | Dec 1, 2039 |
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $879.00 | $24,930 (-) Land $3,380 Building $21,550 | $249,300 (-) Land $33,800 Building $215,500 |
| 2024 | $24,930 (+4.27%) Land $3,380 Building $21,550 | $249,300 (+4.27%) Land $33,800 Building $215,500 | |
| 2023 | $879.00 (+12.84%) Homeowner's exemption | $23,910 (+7.32%) Land $3,130 Building $20,780 | $239,100 (+7.32%) Land $31,300 Building $207,800 |
| 2022 | $779.00 Homeowner's exemption | $22,280 Land $2,840 Building $19,440 | $222,800 Land $28,400 Building $194,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 6 (1995–2020) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Apr 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 76% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FlashFiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
May also be available: GoNetspeed, T-Mobile, Verizon.
5G and 4G LTE (outdoors only)
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