45 Durso Ave, Lawrence, MA 01843 Property Records

Essex County and Lawrence City property record for 45 Durso Ave, Lawrence, MA 01843

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,472 sqft · built 1950
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$259,350 (Mar 2018)
Tax Bill	$4,355 (2026)
Deeds & Mortgages	May 2023 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`57 0000 0023 A`

Property Details

APN / Parcel Number

Primary APN	`57 0000 0023 A`
Alternative APN	`LAWR M:0057 B:0000 L:0023`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,472 sqft Living Area
Gross Area	3,292 sqft
Basement Area	1,424 sqft
Unfinished Basement	1,424 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	57 0000 0023 A
Street Address	45 DURSO AVE
City	LAWRENCE
State	MA
Zip	01843-3735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	23
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1018
Census Tract	251700

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 DURSO AVE, LAWRENCE, MA 01843-3735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Feb 3, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Mar 1, 2018	Quit Claim Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2018 · Amount on Record
Deed Sale	Mar 1, 2018 · Amount on Record
Deed Book / Page	15404 / 96
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	45 DURSO AVE, LAWRENCE, MA 01843-3735
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017734-67
Date	May 5, 2023
Book Page	17734/67
Instrument	6813

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	45 DURSO AVE, LAWRENCE, MA 01843-3735
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	016751-101
Date	Feb 3, 2021
Book Page	16751/101
Instrument	3924

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Mar 1, 2018
Property Address	45 DURSO AVE, LAWRENCE, MA 01843-3735
Document Number	15404-96
Book / Page	15404 / 96
Instrument	4670
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$32.92
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 DURSO AVE, LAWRENCE, MA 01843-3735

Mortgage

Document Number	154040099
Date	Mar 1, 2018
Instrument	15404/0099

Lender

Name	HOMEBRIDGE FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,355.00 (+4.66%)	$504,000 (+6.6%) Land $195,000 Building $309,000	$555,289 (+15.95%)
2025	$4,161.00 (+5.85%)	$472,800 (+11.25%) Land $163,800 Building $309,000	$478,895
2024	$3,931.00 (-4.8%)	$425,000 (+4.58%) Land $143,500 Building $281,500
2023	$4,129.00	$406,400 Land $143,500 Building $262,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Dec 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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