45 Dunster Rd, Needham Heights, MA 02494 Property Records

Norfolk County and Needham Town property record for 45 Dunster Rd, Needham Heights, MA 02494

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 1,917 sqft · built 1949
Lot Size	0.575 acres (25,047 sqft)
Owner	Trust Name on File
Last Sale	$440,000 (Dec 1995)
Tax Bill	$16,932 (2025)
Deeds & Mortgages	Feb 2023 Refinance Feb 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:0610000100000`

Property Details

APN / Parcel Number

Primary APN	`M:0610000100000`
Alternative APN	`NEED M:061.0 B:0001 L:0000.0`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,917 sqft Living Area
Gross Area	3,639 sqft
1st Floor Area	1,917 sqft
Basement Area	1,883 sqft
Unfinished Basement	1,073 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,047 sqft (0.575 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	45 DUNSTER RD
City	NEEDHAM HEIGHTS
State	MA
Zip	02494-1926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Block	1
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	4
Census Block	4005
Census Tract	457200

Owner

45 Dunster Rd is owner-occupied and held in a trust since February 2023.

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner of Record	Trust Name on File
Mailing Address	45 DUNSTER RD, NEEDHAM HEIGHTS, MA 02494-1926
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Feb 23, 2023	Quit Claim Deed, Transfer Quitclaim
Nov 17, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 1995 · Amount on File
Deed Sale	Dec 1, 1995 · Amount on File
Last Transfer Date	Feb 17, 2023
Transfer Doc	0001517459
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	45 DUNSTER RD, NEEDHAM, MA 02494-1926
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001517294
Date	Feb 17, 2023
Instrument	1517294

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Feb 23, 2023
Property Address	45 DUNSTER RD, NEEDHAM, MA 02494-1926
Document Number	0001517459
Instrument Date	Feb 17, 2023
Instrument	1517459
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 DUNSTER RD, NEEDHAM, MA 02494-1926

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	45 DUNSTER RD, NEEDHAM, MA 02494-1926
Document Number	0001414401
Instrument Date	Nov 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 DUNSTER RD NEEDHAM MA 024941926, NEEDHAM, MA 02494-1926

Mortgage

Document Number	0001414401
Date	Dec 24, 2018
Instrument	1414401

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 23, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 45 Dunster Rd was $16,932.

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,932.00	$1,597,400 Land $797,600 Building $799,800	$1,965,740 (+4.55%)
2024			$1,880,240
2023	$16,187.00	$1,241,300 Land $569,500 Building $671,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Dunster Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Dunster Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

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