45 Dune Rd, Quogue, NY 11959 Property Records

Suffolk County and Southampton Town property record for 45 Dune Rd, Quogue, NY 11959

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,990 sqft · built 2010
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual on Record
Last Sale	$7,250,000 (Oct 2024)
Tax Bill	$60,527 (2020)
Deeds & Mortgages	Jul 2026 Mortgage May 2022 Refinance + 1 more
Flood Zone	Zone VE (high risk)
APN	`0900-134.00-03.00-012.000`

Property Details

APN / Parcel Number

Primary APN	`0900-134.00-03.00-012.000`
Alternative APNs	`473689 134.000-0003-012.000` `368913400000030120000000` `473600265440`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,990 sqft Living Area
1st Floor Area	1,990 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Mobile Home
Exterior Material	Wood
Lot Area	36,155 sqft (0.83 acres)
View / Lot	Waterfront
Garage Type	Basement
Pool Area	775 sqft
Porch	Open Porch
Porch Area	835 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	45 DUNE RD
City	BRIDGEHAMPTON
State	NY
Zip	11932-4114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Description	1987 EQ +2310089 BOARDWAN +300
Legal Block	3
Legal Lot Number	12
Jurisdiction	SUFFOLK NY
Township / Civil Division	SOUTHAMPTON
Census Block Group	1
Census Block	1033
Census Tract	190712

Owner

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	45 DUNE RD, BRIDGEHAMPTON, NY 11932-4114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · ARM CITIZENS BANK
May 2, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance INSULA CAPITAL CORPORTAGION
Oct 24, 2024	Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2024 · Amount on Record
Deed Sale	Oct 24, 2024 · Amount on Record
Prior Sale	Sep 28, 2004 · Amount on Record
Deed Book / Page	13269 / 670
Prior Transfer Date	Aug 19, 2024
Prior Transfer Doc	1326000669
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Recording Date	Jul 1, 2026
Property Address	45 DUNE RD, BRIDGEHAMPTON, NY 11932-4114
Document Number	2373000962
Book / Page	23734 / 962
Instrument Date	Apr 14, 2026
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	STEWART GUARANTY TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 DUNE RD, SOUTHAMPTON, NY 11968-4714

Mortgage

Document Number	2373000962,
Date	Jul 1, 2026
Book Page	23734/962

Lender

Name	CITIZENS BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Type Change Date	Jan 5, 2036
Index	Other
Margin	3
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	45 DUNE RD, SOUTHAMPTON, NY 11968
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234140277
Date	May 2, 2022
Book Page	23414/277
Instrument	DN007371

Lender

Name	INSULA CAPITAL CORPORTAGION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Oct 24, 2024
Property Address	45 DUNE RD, SOUTHAMPTON, NY 11968
Document Number	0132690670
Book / Page	13269 / 670
Instrument Date	Aug 19, 2024
Transaction Type	Transfer
Record Updated	Mar 13, 2026
Title Company	FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 DUNE RD, EAST QUOGUE, NY 11942

Mortgage

Document Number	0023617726
Date	Oct 24, 2024
Instrument	23617/726

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.1%
Type Change Date	Sep 1, 2034
Max Rate At Change	2.7%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Southampton Town
Unified School District	Bridgehampton Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,288,400 (-) Land $12,769,800 Building $518,600
2024		$13,288,400 (-) Land $12,769,800 Building $518,600	$21,092,699 (+10.32%) Land $20,269,524 Building $823,175
2023		$13,288,400 Land $12,769,800 Building $518,600	$19,120,000 Land $18,373,813 Building $746,187
2020	$60,527.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	18.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 265 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	265 in force
Nearby Flood Claims	14 (2006–2023)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

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