45 Dune Rd, Bethany Beach, DE 19930 Property Records

Sussex County property record for 45 Dune Rd, Bethany Beach, DE 19930

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,462 sqft · built 2001
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Company Names on Record
Last Sale	$2,600,000 (Dec 2021)
Tax Bill	$5,735 (2025)
Deeds & Mortgages	Dec 2025 Transfer Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`134-17.16-56.00`

Property Details

APN / Parcel Number

Primary APN	`134-17.16-56.00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,462 sqft Living Area
Gross Area	4,244 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	1,100 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	Deck Area
Patio Area	552 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	45 DUNE RD
City	BETHANY BEACH
State	DE
Zip	19930-9526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	MIDDLESEX BEACH LOT 5 BLK G
Legal Subdivision	MIDDLESEX BEACH
Legal Block	G
Legal Lot Number	5
Jurisdiction	SUSSEX DE
Township / Civil Division	SELBYVILLE-FRANKFORD
Census Block Group	3
Census Block	3008
Census Tract	51204

Owner

Source: Sussex County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	12605 STEEPLE CHASE WAY, POTOMAC, MD 20854-2342
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Intrafamily Transfer, Transfer
Dec 17, 2021	Deed, Transfer · ARM BANK OF AMERICA NA
Mar 12, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2021 · Amount on Record
Deed Sale	Dec 17, 2021 · Amount on Record
Deed Document Number	202177387
Deed Book / Page	5614 / 310
Prior Transfer Date	Feb 24, 2021
Prior Transfer Doc	0054250297
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUSSEX DE
Recording Date	Dec 18, 2025
Property Address	45 DUNE RD, BETHANY BEACH, DE 19930-9526
Document Number	0064270013
Book / Page	6427 / 13
Map Reference	MB 4 PG 3
Instrument Date	Dec 17, 2025
Instrument	2025000047595
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12605 STEEPLE CHASE WAY, POTOMAC, MD 20854-2342

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12605 STEEPLE CHASE WAY, POTOMAC, MD 20854-2342

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Dec 17, 2021
Property Address	45 DUNE RD, BETHANY BEACH, DE 19930-9526
Document Number	0056140310
Book / Page	5614 / 310
Instrument Date	Dec 16, 2021
Instrument	20210000077387
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12065 STEEPLE CHASE WAY, POTOMAC, MD 20854

Mortgage

Document Number	0206300284
Date	Dec 17, 2021
Book Page	20630/284
Instrument	20210000077388

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	1.7%
Type Change Date	Jan 1, 2032
Index	Other

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Mar 12, 2021
Property Address	45 DUNE RD, BETHANY BEACH, DE 19930-9526
Document Number	0054250297
Book / Page	5425 / 297
Instrument Date	Feb 24, 2021
Instrument	20210000016357
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 GRANDVIEW CT UNIT 321, 321, HILTON HEAD ISLAND, SC 29926-3901

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,735.00 (+165.02%)	$52,400 (-) Land $11,150 Building $41,250	$2,685,100 (+2,462.12%) Land $986,300 Building $1,698,800
2023	$2,164.00	$52,400 Land $11,150 Building $41,250	$104,800 Land $22,300 Building $82,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 43 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1,023 units insured incl. 980 condo units
Nearby Flood Claims	26 (1983–2012)
Claims Outside the SFHA	3 of 26
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Severe Winter Storms, High Winds, And Flooding, Feb 1998 · 3 claims Severe Coastal Storm, Jan 1992 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 91% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTESIAN SOUTHERN SUSSEX REGIONAL private · serves 20,145 people · EPA ID DE00A0323
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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