45 Duncan Ln, Skillman, NJ 08558 Property Records

Somerset County and Montgomery Township property record for 45 Duncan Ln, Skillman, NJ 08558

Property Summary

Property Type	Single Family Home
Details	4,162 sqft · built 1984
Lot Size	2.9 acres (126,324 sqft)
Owner	Individual Name on File
Last Sale	$1,067,140 (Oct 2016)
Tax Bill	$31,597 (2025)
Deeds & Mortgages	Aug 2022 Transfer May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-31001-0000-00049`

Property Details

APN / Parcel Number

Primary APN	`13-31001-0000-00049`
Alternative APNs	`133100100049` `00002640`

Interior

Stories	2 Stories
Building Area	4,162 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Frame
Lot Area	126,324 sqft

Location & Zoning

Account Number	00002640
Street Address	45 DUNCAN LN
City	SKILLMAN
State	NJ
Zip	08558-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	BEDENS BROOK SEC 12
Legal Block	31001
Legal Lot Number	49
Jurisdiction	SOMERSET NJ
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1007
Census Tract	54201

Owner

45 Duncan Ln is owned and occupied by an individual who acquired it in August 2022.

Source: Somerset County and Montgomery Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	45 DUNCAN LN, SKILLMAN, NJ 08558-2314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Intrafamily Transfer, Transfer
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2016 · Amount on File
Deed Sale	Oct 7, 2016 · Amount on File
Prior Sale	Aug 3, 2006 · Amount on File
Deed Document Number	201643280
Deed Book / Page	6910 / 999
Last Transfer Date	Aug 1, 2022
Transfer Doc	0000035137
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SOMERSET NJ
Recording Date	Aug 12, 2022
Property Address	45 DUNCAN LN, SKILLMAN, NJ 08558-2314
Document Number	0000035137
Book / Page	7463 / 2812
Instrument Date	Aug 8, 2022
Instrument	2022035137
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 DUNCAN LN, 45, SKILLMAN, NJ 08558-2314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 DUNCAN LN, SKILLMAN, NJ 08558-2314

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	45 DUNCAN LN, SKILLMAN, NJ 08558-2314
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033603
Date	May 27, 2021
Book Page	7347/2561
Instrument	2021033603

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 45 Duncan Ln was $31,597, up 1.8% from the year before.

Source: Somerset County and Montgomery Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Montgomery Township
Unified School District	Montgomery Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$905,100 (-) Land $389,300 Building $515,800	$905,100 (-) Land $389,300 Building $515,800
2025	$31,597.00 (+1.84%)	$905,100 Land $389,300 Building $515,800	$905,100 Land $389,300 Building $515,800
2024	$31,026.00
2023		$905,100 Land $389,300 Building $515,800	$905,100 Land $389,300 Building $515,800
2022	$29,171.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Duncan Ln in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	16 (1997–2021)
Claims Outside the SFHA	16 of 16
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Duncan Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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