Avery County property record for 45 Dunbarton Rd, Banner Elk, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 5,564 sqft · built 1995 |
| Lot Size | 9.11 acres (397,267 sqft) |
| Owner | Individual Name on File |
| Last Sale | $3,420,000 (Dec 2025) |
| Tax Bill | $7,289 (2025) |
| Deeds & Mortgages | Dec 2025 Sale May 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 71230 |
| Primary APN | 71230 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 5,564 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Fireplaces | 8 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stone |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Slate |
| Lot Area | 397,267 sqft (9.11 acres) |
| Garage Area | 712 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 266 sqft |
| Deck Area | 672 sqft |
| Patio Area | 816 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 71230 |
|---|---|
| Street Address | 45 DUNBARTON RD |
| City | BANNER ELK |
| State | NC |
| Zip | 28604-7669 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TYNECASTLE 25,25A&4.26AC PLAT 38-53B |
| Legal Subdivision | TYNECASTLE |
| Jurisdiction | AVERY NC |
| Township / Civil Division | BANNER ELK |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 930100 |
45 Dunbarton Rd is owned by an individual who bought it in December 2025.
Source: Avery County records, as of December 25, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 690 GULF SHORE BLVD N, NAPLES, FL 34102-5512 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2025 | Warranty Deed, Transfer |
| May 21, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2025 · Amount on File |
| Deed Sale | Dec 18, 2025 · Amount on File |
| Prior Sale | May 21, 2019 |
| Deed Document Number | 2025005523 |
| Deed Book / Page | 615 / 2358 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Dec 18, 2025 |
| Property Address | 45 DUNBARTON RD, BANNER ELK, NC 28604-7669 |
| Document Number | 0000005523 |
| Book / Page | 615 / 2358 |
| Map Reference | MB 38 PG 53B |
| Instrument Date | Dec 12, 2025 |
| Instrument | 2025005523 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $6,840.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 690 GULF SHORE BLVD N, NAPLES, FL 34102-5512 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | May 21, 2019 |
| Property Address | 45 DUNBARTON RD, BANNER ELK, NC 28604-7669 |
| Document Number | 0005310663 |
| Book / Page | 000531 / 000663 |
| Instrument Date | May 13, 2019 |
| Instrument | 2004 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 14 WATERS LAKE BLVD MISSOURI CITY TX 774596437, MISSOURI CITY, TX 77459-6437 |
The 2025 property tax bill for 45 Dunbarton Rd was $7,289.
Source: Avery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,289.00 | $1,822,400 Land $262,500 Building $1,559,900 | $1,822,400 Land $262,500 Building $1,559,900 |
| 2023 | $7,289.00 | $1,822,400 Land $262,500 Building $1,559,900 | $1,822,400 Land $262,500 Building $1,559,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Dunbarton Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 individual policies |
| Nearby Flood Policies | 47 units insured incl. 4 condo units |
| Nearby Flood Claims | 16 (1995–2024) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Dunbarton Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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