45 Duck Cv, Morganton, GA 30560 Property Records

Fannin County property record for 45 Duck Cv, Morganton, GA 30560

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 ba · 2,052 sqft · built 2007
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Dec 2025)
Tax Bill	$2,338 (2025)
Deeds & Mortgages	Dec 2025 Sale Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MO03 001E`

Property Details

APN / Parcel Number

Primary APN	`MO03 001E`
Alternative APN	`14665`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,052 sqft Heated Area
Basement Area	1,368 sqft
Unfinished Basement	1,368 sqft
Flooring	Hardwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Other
Exterior Material	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	1,128 sqft
Deck Area	144 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	14665
Old Parcel Number	MO03001E
Street Address	45 DUCK CV
City	MORGANTON
State	GA
Zip	30560-5513
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RESIDENTIAL
Legal Description	8-2 LL268,269 LT9 DB1382-404 0.51 AC
Legal Subdivision	OSCAR BUCHANAN
Legal Lot Number	9
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	2
Census Block	2029
Census Tract	50500

Owner

45 Duck Cv, a residential property, is owned by an individual who bought it in December 2025.

Source: Fannin County records, as of January 19, 2026

Owner of Record	Individual Name on File
Mailing Address	5600 NORTHBORO DR APT 201, 201, NAPLES, FL 34110-9029
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Warranty Deed, Transfer
Mar 7, 2018	Deed of Trust, Mortgage BANK OF THE OZARKS
Nov 2, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2025 · Amount on File
Deed Sale	Dec 23, 2025 · Amount on File
Prior Sale	Nov 2, 2020 · Amount on File
Deed Document Number	0000168220
Deed Book / Page	1682 / 20
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Dec 23, 2025
Property Address	45 DUCK CV, MORGANTON, GA 30560-5513
Document Number	0001682/20
Book / Page	1682 / 20
Instrument Date	Dec 22, 2025
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Tax	$7.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5600 NORTHBORO DR APT 201, 201, NAPLES, FL 34110-9029

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	45 DUCK CV, MORGANTON, GA 30560-5513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1243/201
Date	Mar 7, 2018
Book Page	1243/201

Lender

Name	BANK OF THE OZARKS
Type	Bank

Agreement

Amount	Amount on Record
Term	300 Months
Due	Mar 1, 2043

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Nov 2, 2020
Property Address	45 DUCK CV, MORGANTON, GA 30560-5513
Document Number	001382/404
Book / Page	1382 / 404
Instrument Date	Nov 2, 2020
Instrument	2020-002978
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 111084, NAPLES, FL 34108-0119

Tax Assessment & Valuation

The 2025 property tax bill for 45 Duck Cv was $2,338.

Source: Fannin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,338.00	$257,704 Land $16,000 Building $241,704	$644,260 Land $40,000 Building $604,260
2023		$205,622 (-1.07%) Land $16,000 Building $189,622	$514,056 (-1.07%) Land $40,000 Building $474,056
2022	$2,914.00	$207,856 Land $16,000 Building $191,856	$519,640 Land $40,000 Building $479,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 Duck Cv in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Duck Cv is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUE RIDGE WATER SYSTEM serves 6,112 people · EPA ID GA1110000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Duck Cv

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