Monmouth County and Middletown Township property record for 45 Drift Rd, Belford, NJ 07718
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,577 sqft · built 1962 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $357,000 (Aug 2008) |
| Tax Bill | $12,131 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00505-0000-00007 |
| Primary APN | 32-00505-0000-00007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,577 sqft Living Area |
| 1st Floor Area | 2,577 sqft |
| Basement Area | 1,056 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Parking Spaces | 1 Parking Space |
| Deck Area | 380 sqft |
| Sewer | Connected |
|---|
| Account Number | 651 |
|---|---|
| Street Address | 45 DRIFT RD |
| City | BELFORD |
| State | NJ |
| Zip | 07718-1010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | INCL BLK 924 LOTS 31 - 34 NIT 1A |
| Legal Subdivision | GEORGE MORRIS TR |
| Legal Block | 505 |
| Legal Lot Number | 7 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 800500 |
45 Drift Rd is owned and occupied by an individual who acquired it in April 2013.
Source: Monmouth County and Middletown Township records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 DRIFT RD, BELFORD, NJ 07718-1010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2008 · Amount on File |
| Deed Sale | Aug 15, 2008 · Amount on File |
| Prior Sale | Dec 9, 2004 · Amount on File |
| Deed Document Number | 200889698 |
| Deed Book / Page | 8735 / 9582 |
| Last Transfer Date | Apr 17, 2013 |
| Transfer Doc | 0000045336 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 45 DRIFT RD, BELFORD, NJ 07718-1010 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | TITLE US LLC, TITLE TRUST LLC |
| Name | Verified Name |
|---|
| Document Number | 0095393690 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 9539/3690 |
| Instrument | 2021130875 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 45 DRIFT RD, BELFORD, NJ 07718-1010 |
| Document Number | 0000112410 |
| Instrument Date | Aug 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2020 |
| Title Company | TITLE TRUST |
| Name | Verified Name |
|---|---|
| Address | 45 DRIFT RD BELFORD NJ 077181010, BELFORD, NJ 07718-1010 |
| Document Number | 0000112410 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 009445/001782 |
| Instrument | 112410 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 29, 2035 |
The 2025 property tax bill for 45 Drift Rd was $12,131, up 13.2% from the year before.
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $802,500 (+6.77%) Land $440,000 Building $362,500 | $802,500 (+6.77%) Land $440,000 Building $362,500 | |
| 2025 | $12,131.00 (+13.24%) | $751,600 Land $392,400 Building $359,200 | $751,600 Land $392,400 Building $359,200 |
| 2024 | $10,713.00 | ||
| 2023 | $422,500 Land $244,700 Building $177,800 | $422,500 Land $244,700 Building $177,800 | |
| 2022 | $7,236.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Drift Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2011–2012) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 45 Drift Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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