45 Draper Ave, Arlington, MA 02474 Property Records

Middlesex County and Arlington Town property record for 45 Draper Ave, Arlington, MA 02474

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,646 sqft · built 1909
Lot Size	0.096 acres (4,173 sqft)
Owner	Individual Name on Record
Last Sale	$770,000 (Jan 2025)
Tax Bill	$10,741 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2024 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`44099`

Property Details

APN / Parcel Number

Primary APN	`44099`
Alternative APN	`ARLI M:069.0 B:0003 L:0011`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,646 sqft Living Area
Gross Area	4,567 sqft
Basement Area	1,085 sqft
Unfinished Basement	1,085 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1955
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	4,173 sqft (0.096 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	44099
Street Address	45 DRAPER AVE
City	ARLINGTON
State	MA
Zip	02474-1203
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Block	3
Legal Lot Number	11
Jurisdiction	ARLINGTON MA
Township / Civil Division	ARLINGTON
Census Block Group	1
Census Block	1007
Census Tract	356400

Owner

Source: Middlesex County and Arlington Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 DRAPER AVE, ARLINGTON, MA 02474-1203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · ARM CITIZENS BANK
Apr 11, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance STEVEN A ROSS
Jan 17, 2025	Condominium Deed, Transfer · Stand-Alone First Mortgage US BANK NA
Jan 13, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIRSTRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2025 · Amount on Record
Deed Sale	Jan 31, 2025 · Amount on Record
Prior Sale	Jan 17, 2025 · Amount on Record
Deed Document Number	202511317
Deed Book / Page	83735 / 118
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Recording Date	Apr 8, 2026
Property Address	45 DRAPER AVE, ARLINGTON, MA 02474-1203
Document Number	085444-357
Book / Page	85444 / 357
Instrument Date	Apr 3, 2026
Instrument	202638843
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 DRAPER AVE, ARLINGTON, MA 02474-1203

Mortgage

Document Number	0000038843,
Date	Apr 8, 2026
Book Page	85444/357
Instrument	202638843

Lender

Name	CITIZENS BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Type Change Date	May 1, 2031
Index	Other
Margin	3
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	45 DRAPER AVE, ARLINGTON, MA 02474-1203
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082655-66
Date	Apr 11, 2024
Book Page	82655/66
Instrument	36076

Lender

Name	STEVEN A ROSS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2025: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	ARLINGTON MA
Recording Date	Jan 17, 2025
Property Address	45 DRAPER AVE, ARLINGTON, MA 02474-1203
Document Number	083692-283
Book / Page	83692 / 283
Instrument Date	Jan 17, 2025
Instrument	6271
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000006272
Date	Jan 17, 2025
Instrument	6272

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Feb 1, 2032
Max Rate At Change	2.75%
Index	1-Year CMT

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ARLINGTON MA
Recording Date	Jan 13, 2023
Property Address	45 DRAPER AVE, ARLINGTON, MA 02474-1203
Document Number	0081162-74
Book / Page	81162 / 74
Instrument Date	Jan 13, 2023
Instrument	4734
Transaction Type	Transfer
Record Updated	Jan 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	134 REED ST, CAMBRIDGE, MA 02140-1741

Mortgage

Document Number	0000004735
Date	Jan 13, 2023
Instrument	4735

Lender

Name	FIRSTRUST BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Feb 1, 2030
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Arlington Town
Unified School District	Arlington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,741.00 (+6.63%)	$997,300 (+4.85%) Land $468,900 Building $528,400
2024	$10,073.00 (-7.77%)	$951,200 (-2.37%) Land $436,200 Building $515,000
2023	$10,922.00	$974,300 Land $419,800 Building $554,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARLINGTON WATER DEPT. (MWRA) serves 46,308 people · EPA ID MA3010000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, Starry.

Nearby Properties on Draper Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures