45 Drake Rd, Hamlin, NY 14464 Property Records

Monroe County and Hamlin Town property record for 45 Drake Rd, Hamlin, NY 14464

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,564 sqft · built 1971
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$223,000 (Dec 2025)
Tax Bill	$5,809 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Dec 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`263000 020.02-2-40`

Property Details

APN / Parcel Number

Primary APN	`263000 020.02-2-40`
Alternative APNs	`30000200200002040000` `00431025000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,564 sqft Living Area
1st Floor Area	1,044 sqft
Basement Area	520 sqft
Finished Basement	520 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2019
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	190 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	805 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	24 sqft
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00431025000
Street Address	45 DRAKE RD
City	HAMLIN
State	NY
Zip	14464-9528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	TRI TRACT L8 T5 SEC4 HIDDEN CREE 184 38 SL5
Legal Block	2
Legal Lot Number	40.000
Jurisdiction	MONROE NY
Township / Civil Division	HAMLIN
Census Block Group	2
Census Block	2017
Census Tract	15102

Owner

Source: Monroe County and Hamlin Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	640 GILMORE RD, BROCKPORT, NY 14420-9406
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Dec 19, 2025	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 21, 2019	Warranty Deed, Transfer · Conventional Mortgage GENESEE REGIONAL BANK
Mar 12, 2018	Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SOLUTIONS
Sep 28, 2017	Warranty Deed, Transfer · Conventional Mortgage KRONOS TODAY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Prior Sale	May 21, 2019 · Amount on Record
Deed Document Number	20253367344
Deed Book / Page	13156 / 354
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	45 DRAKE RD, HAMLIN, NY 14464-9528
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 DRAKE RD, HAMLIN, NY 14464-9528

Mortgage

Document Number	0000000917
Date	Sep 8, 2022
Book Page	30051/32
Instrument	202209080917

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Dec 19, 2025
Property Address	45 DRAKE RD, HAMLIN, NY 14464-9528
Document Number	202503367344
Book / Page	13156 / 354
Map Reference	LB 184 PG 38
Instrument Date	Dec 19, 2025
Instrument	202503367344
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	FRONTIER ABSTRACT AND RESEARCH, FRONTIER ABSTRACT & RESEARCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$892.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 DRAKE RD, HAMLIN, NY 14464-9528

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 DRAKE RD, HAMLIN, NY 14464-9528

Mortgage

Document Number	202503367345
Date	Dec 19, 2025
Instrument	202503367345

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	May 21, 2019
Property Address	45 DRAKE RD, HAMLIN, NY 14464-9528
Document Number	0000001198
Book / Page	12186 / 035
Map Reference	LB 184 PG 38
Instrument Date	May 17, 2019
Instrument	201905211198
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$596.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 DRAKE RD, 45, HAMLIN, NY 14464-9528

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 DRAKE RD, HAMLIN, NY 14464-9528

Mortgage

Document Number	0000001199
Date	May 21, 2019
Instrument	201905211199

Lender

Name	GENESEE REGIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE NY
Recording Date	Mar 12, 2018
Property Address	45 DRAKE RD, HAMLIN, NY 14464-9528
Document Number	0000000307
Book / Page	11995 / 93
Map Reference	LB 184 PG 38
Instrument Date	Mar 4, 2018
Instrument	201803120307
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 DRAKE RD, HAMLIN, NY 14464-9528

Mortgage

Document Number	0000000308
Date	Mar 12, 2018
Instrument	201803120308

Lender

Name	RESIDENTIAL MORTGAGE SOLUTIONS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Sep 28, 2017
Property Address	45 DRAKE RD, HAMLIN, NY 14464-9528
Document Number	0000000631
Book / Page	011926 / 000099
Instrument Date	Sep 26, 2017
Instrument	631
Transaction Type	Transfer
Record Updated	Oct 6, 2017
Title Company	STEWART TITLE, STEWART TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$334.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	217 DARLA DR BROCKPORT NY 144209404, BROCKPORT, NY 14420-9404

Mortgage

Document Number	632
Date	Sep 28, 2017
Book Page	027334/000681
Instrument	632

Lender

Name	KRONOS TODAY LLC
Address	45 EXCHANGE BLVD, ROCHESTER, NY 14614-2005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County and Hamlin Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Hamlin Town
Unified School District	Brockport Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,809.00 (-3.87%)
2025	$6,043.00 (-17.04%)	$226,600 (-) Land $23,500 Building $203,100	$226,600 (-) Land $23,500 Building $203,100
2024	$7,284.00 (+25.2%)	$226,600 (+61.86%) Land $23,500 Building $203,100	$226,600 (+8.42%) Land $23,500 Building $203,100
2023		$140,000 (-) Land $18,500 Building $121,500	$209,000 (+10.47%) Land $27,618 Building $181,382
2022		$140,000 Land $18,500 Building $121,500	$189,200 Land $25,001 Building $164,199
2021	$5,818.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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