45 Dover Rd, Montpelier, VT 05602 Property Records

Montpelier City property record for 45 Dover Rd, Montpelier, VT 05602

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,288 sqft · built 1966
Lot Size0.51 acres (22,216 sqft)
OwnerIndividual Name on File
Tax Bill$4,825 (2025)
Deeds & MortgagesMay 2022 Transfer
Flood ZoneZone X (minimal risk)
APN405-126-11856

Property Details

APN / Parcel Number

Primary APN405-126-11856
Alternative APNs
  • (126) 036003000
  • M:036 B:003000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,288 sqft Living Area
Gross Area3,562 sqft
Basement Area1,288 sqft
Unfinished Basement1,288 sqft
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area22,216 sqft (0.51 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address45 DOVER RD
CityMONTPELIER
StateVT
Zip05602-8835
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.51 AC & DWL
JurisdictionMONTPELIER VT
Township / Civil DivisionMONTPELIER
Census Block Group1
Census Block1001
Census Tract954700

Owner

45 Dover Rd is owned and occupied by an individual who acquired it in May 2022.

Source: Montpelier City records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address45 DOVER RD, MONTPELIER, VT 05602-8835
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 18, 2022
Transfer Doc0994063936
Record UpdatedSep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTPELIER VT
Recording DateMay 31, 2022
Property Address45 DOVER RD, MONTPELIER, VT 05602-8835
Document NumberDK994063936
Instrument DateMay 18, 2022
InstrumentDK 994063936
Transaction TypeTransfer
Record UpdatedJul 4, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address45 DOVER RD, 45, MONTPELIER, VT 05602-8835

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 DOVER RD, MONTPELIER, VT 05602-8835

Tax Assessment & Valuation

The 2025 property tax bill for 45 Dover Rd was $4,825 with a homeowner's exemption, down 17% from the year before.

Source: Montpelier City assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateVermont
CountyWashington County
MunicipalityMontpelier City
Unified School DistrictMontpelier Roxbury Unified Union School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,825.00 (-17%)$382,700 Land $115,200 Building $267,500
2024$5,813.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 45 Dover Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims13 (1978–2023)
Most Recent ClaimJul 2023 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Jul 2023 · 3 claims
  • Severe Storms And Flooding, May 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Dover Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTPELIER WATER SYSTEM
serves 8,912 people · EPA ID VT0005272
Water SourceSurface water
Last State InspectionNov 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
VTel Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Dover Rd

Nearby Streets

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