45 Dover Dr, Delmar, NY 12054 Property Records

Albany County and Bethlehem Town property record for 45 Dover Dr, Delmar, NY 12054

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,336 sqft · built 1986
Lot Size	0.319 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$199,900 (Jun 2000)
Deeds & Mortgages	Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`012200 96.20-1-30`

Property Details

APN / Parcel Number

Primary APN	`012200 96.20-1-30`
Alternative APNs	`22000960200001030000` `09602000010300000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,336 sqft Living Area
1st Floor Area	1,460 sqft
2nd Floor Area	876 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	13,939 sqft (0.319 acres)
Lot Dimensions	152 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	09602000010300000000
Old Parcel Number	22000960200001030000
Street Address	45 DOVER DR
City	DELMAR
State	NY
Zip	12054-9720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	DOVER ESTATES LOT 45 DELMAR
Legal Subdivision	DELMAR
Legal Block	1
Legal Lot Number	30.000
Jurisdiction	ALBANY NY
Township / Civil Division	BETHLEHEM
Census Block Group	1
Census Block	1011
Census Tract	14303

Owner

Source: Albany County and Bethlehem Town records · APN 012200 96.20-1-30

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	45 DOVER DR, DELMAR, NY 12054-9720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2000 · Amount on Record
Deed Sale	Jun 30, 2000 · Amount on Record
Deed Document Number	0000000309
Deed Book / Page	0000002659 / 0000000309
Record Updated	Jun 08, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	45 DOVER DR, DELMAR, NY 12054-9720
Document Number	0000023297
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 DOVER DR DELMAR NY 120549720, DELMAR, NY 12054-9720

Mortgage

Document Number	0000023297
Date	Nov 01, 2019
Instrument	23297

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 31, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albany County and Bethlehem Town records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Bethlehem Town
Unified School District	Bethlehem Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2025	$300,100 (-) Land $64,000 Building $236,100	$468,906 (+17.19%) Land $100,000 Building $368,906
2023	$300,100 Land $64,000 Building $236,100	$400,133 Land $85,333 Building $314,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 6, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 175 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BETHLEHEM WD NO 1 serves 31,000 people
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.