45 Douglas Ave, Saco, ME 04072 Property Records

York County and Saco City property record for 45 Douglas Ave, Saco, ME 04072

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,386 sqft · built 1993
Lot Size0.68 acres (29,621 sqft)
Owner2 Individual Names on Record
Tax Bill$6,461 (2025)
Deeds & MortgagesSep 2025 Mortgage
Sep 2019 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNC0095R

Property Details

APN / Parcel Number

Primary APNC0095R
Alternative APNs
  • SACO M:088 L:008 U:056-000
  • M:088 L:008 U:056=000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,386 sqft Living Area
Gross Area4,464 sqft
1st Floor Area1,386 sqft
AtticAttic
Attic Area728 sqft
Basement Area1,386 sqft
Unfinished Basement672 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area29,621 sqft (0.68 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberC0095R
Street Address45 DOUGLAS AVE
CitySACO
StateME
Zip04072-9705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWR
Legal SubdivisionHILLVIEW HTS SEC 3
Legal Lot Number8
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group3
Census Block3018
Census Tract5100

Owner

Source: York County and Saco City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address45 DOUGLAS AVE, SACO, ME 04072-9705
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2025Deed of Trust, Mortgage
TOWN & COUNTRY FCU
Sep 30, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
TOWN & COUNTRY FCU
May 5, 2017Deed of Trust, Mortgage
TOWN & CNTRY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address45 DOUGLAS AVE, SACO, ME 04072-9705
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0197420040
DateSep 16, 2025
Book Page19742/40
Instrument2025032909
Lender
NameTOWN & COUNTRY FCU
TypeCredit Union
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address45 DOUGLAS AVE, SACO, ME 04072-9705
Transaction TypeMortgage
Record UpdatedJul 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0180570765
DateSep 30, 2019
Book Page18057/765
Instrument2019041266
Lender
NameTOWN & COUNTRY FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueOct 1, 2034

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address45 DOUGLAS AVE, SACO, ME 04072-9705
Document Number0174830470
Book / Page017483 / 000470
Instrument DateMay 5, 2017
Transaction TypeMortgage
Record UpdatedJun 20, 2017
Title CompanyISGN

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 DOUGLAS AVE SACO ME 040729705, SACO, ME 04072-9705

Mortgage

Document Number0174830470
DateJun 1, 2017
Book Page017483/000470
Instrument20087
Lender
NameTOWN & CNTRY CU
TypeCredit Union
AddressPORTLAND, ME 04116-9420
Agreement
AmountAmount Recorded
Term180 Months
DueMay 31, 2032

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,461.00 (+1.89%)$455,000 (+0.82%) Land $165,300 Building $289,700
2024$6,341.00 (+5.28%)$451,300 (+37.34%) Land $165,300 Building $286,000$450,490
2022$6,023.00$328,600 Land $125,600 Building $203,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1987)
Most Recent ClaimApr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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