Rockland County and Ramapo Town property record for 45 Division Ave, Spring Valley, NY 10977
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 16,619 sqft · built 1980 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | Owner Name on File |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 392605 57.63-2-71 |
| Primary APN | 392605 57.63-2-71 |
|---|---|
| Alternative APN |
|
| Stories | 3 Stories |
|---|---|
| Building Area | 16,619 sqft Gross Area |
| Elevator | Elevator |
| Year Built | Built 1980 |
|---|---|
| Lot Area | 33,977 sqft (0.78 acres) |
| Lot Dimensions | 170 ft deep x 70 ft wide |
| Porch | Porch |
| Porch Area | 1,092 sqft |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Old Parcel Number | 260505706300020710000000 |
|---|---|
| Street Address | 45 DIVISION AVE |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-5702 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | 05 - COMMERCIAL |
| Legal Description | +655/D1 |
| Legal Block | 2 |
| Legal Lot Number | 71.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 12403 |
Source: Rockland County and Ramapo Town records · APN 392605 57.63-2-71
Assessment roll updated May 31, 2024 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | MONSEY, NY 10952 |
| Date | Document |
|---|---|
| Nov 22, 2021 | Deed of Trust, Mortgage · Commercial Mortgage NEW YORK COMMUNITY BANK |
| Nov 18, 2021 | Deed of Trust, Mortgage · Commercial Mortgage NEW YORK COMMUNITY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Prior Sale | Jun 09, 2006 · Amount on Record |
| Last Transfer Date | Nov 14, 2013 |
| Transfer Doc | 0000041690 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 45 DIVISION AVE, SPRING VALLEY, NY 10977-5702 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000049320 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 2021-00049320 |
| Name | NEW YORK COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 45 DIVISION AVE, SPRING VALLEY, NY 10977-5702 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000048722 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 2021-00048722 |
| Name | NEW YORK COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Rockland County and Ramapo Town records · Assessment roll updated May 31, 2024 · Last verified January 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | Spring Valley Village |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $173,000 (-) Land $60,000 Building $113,000 | $2,229,382 Land $773,196 Building $1,456,186 |
| 2023 | $173,000 Land $60,000 Building $113,000 |
Source: FEMA National Flood Hazard Layer as of August 19, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: T-Mobile USA.
Based on FCC filings for 419 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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