45 Dickison Rd, Westtown, NY 10998 Property Records

Orange County and Minisink Town property record for 45 Dickison Rd, Westtown, NY 10998

Property Summary

Property Type	Duplex
Details	6 bd · 3.5 ba · 3,412 sqft · built 1867
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Aug 2021)
Tax Bill	$10,969 (2024)
Deeds & Mortgages	Oct 2023 Refinance Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-1-20.31`

Property Details

APN / Parcel Number

Primary APN	`12-1-20.31`
Alternative APNs	`388901200000010203100000` `333889 12-1-20.31`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,412 sqft Living Area
Gross Area	3,780 sqft
1st Floor Area	2,154 sqft
2nd Floor Area	988 sqft
Upper Floors Area	270 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1867
Effective Year Built	Effective 1931
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	12-1-20.31
Street Address	45 DICKISON RD
City	WESTTOWN
State	NY
Zip	10998-2912
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	SR
Legal Description	LT 1 SUITT SUB 6325
Legal Subdivision	SUITT
Legal Block	1
Legal Lot Number	20.31
Jurisdiction	ORANGE NY
Township / Civil Division	MINISINK
Census Block Group	3
Census Block	3021
Census Tract	11702

Owner

Source: Orange County and Minisink Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 DICKISON RD, WESTTOWN, NY 10998-2912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance HERITAGE FINANCIAL CREDIT UNION
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit HERITAGE FINANCIAL CREDIT UNION
Aug 2, 2021	Deed, Transfer
Apr 17, 2020	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2021 · Amount on Record
Deed Sale	Aug 2, 2021 · Amount on Record
Prior Sale	Jul 27, 2004 · Amount on Record
Deed Document Number	202151622
Deed Book / Page	15020 / 1141
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	45 DICKISON RD, WESTTOWN, NY 10998-2912
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000059437
Date	Oct 4, 2023
Book Page	15476/191
Instrument	20230059437

Lender

Name	HERITAGE FINANCIAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2038

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	45 DICKISON RD, WESTTOWN, NY 10998-2912
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031890
Date	Apr 27, 2022
Book Page	15216/1222
Instrument	20220031890

Lender

Name	HERITAGE FINANCIAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	May 1, 2046

Interest

Rate Type	Adjustable Rate

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Aug 2, 2021
Property Address	45 DICKISON RD, WESTTOWN, NY 10998-2912
Document Number	20210051622
Book / Page	15020 / 1141
Instrument Date	Jul 14, 2021
Instrument	20210051622
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 RED BARN RD, PINE BUSH, NY 12566-7457
Investor	Possibly a Property Investor

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE NY
Property Address	45 DICKISON RD, WESTTOWN, NY 10998-2912
Document Number	0000027546
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 DICKISON RD WESTTOWN NY 109982912, WESTTOWN, NY 10998-2912

Mortgage

Document Number	0000027546
Date	May 26, 2020
Book Page	014749/001038
Instrument	27546

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 25, 2060

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Orange County and Minisink Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Minisink Town
Unified School District	Minisink Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$170,300 (+3.02%) Land $33,900 Building $136,400	$588,100 (+17.34%)
2024	$10,969.00
2023		$165,300 (+7.83%) Land $33,900 Building $131,400	$501,200 (+23.3%) Land $102,787 Building $398,413
2022		$153,300 Land $33,900 Building $119,400	$406,500 Land $89,891 Building $316,609

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2004–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Verizon.

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