45 Derby Dr, Galloway (Absecon), NJ 08205 Property Records

Atlantic County and Galloway Township property record for 45 Derby Dr, Galloway, NJ 08205

Property Summary

Property TypeSingle Family Home
Details2,090 sqft · built 2003
Lot Size0.152 acres (6,599 sqft)
OwnerIndividual Name on File
Last Sale$425,000 (Dec 2024)
Tax Bill$8,136 (2025)
Deeds & MortgagesDec 2024 Sale & Mortgage
APN11-01178-01-00005-28

Property Details

APN / Parcel Number

Primary APN11-01178-01-00005-28

Interior

Stories1 Story
Building Area2,090 sqft Living Area
1st Floor Area2,090 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleRanch
Lot Area6,599 sqft (0.152 acres)
Lot Dimensions120 ft deep x 55 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address45 DERBY DR
CityGALLOWAY
StateNJ
Zip08205-6806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR
Legal Block1178
Legal Lot Number5.28
JurisdictionATLANTIC NJ
Township / Civil DivisionGALLOWAY
Census Block Group1
Census Block1010
Census Tract10501

Owner

45 Derby Dr is owned and occupied by an individual who bought it in December 2024.

Source: Atlantic County and Galloway Township records, as of October 21, 2026

Owner of RecordIndividual Name on File
Mailing Address45 DERBY DR, GALLOWAY, NJ 08205-6806
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 7, 2024 · Amount on File
Deed SaleDec 7, 2024 · Amount on File
Prior SaleOct 23, 2003 · Amount on File
Deed Document Number202448068
Record UpdatedOct 29, 2026

December 2024: Deed, Transfer

Document TypeDeed
JurisdictionATLANTIC NJ
Recording DateDec 7, 2024
Property Address45 DERBY DR, GALLOWAY, NJ 08205-6806
Document Number0000048068
Instrument DateNov 22, 2024
Instrument2024048068
Transaction TypeTransfer
Record UpdatedOct 9, 2025
Title CompanySHORE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,602.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address45 DERBY DR, GALLOWAY, NJ 08205-6806

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 DERBY DR, GALLOWAY, NJ 08205-6806

Mortgage

Document Number0000048069
DateDec 7, 2024
Instrument2024048069
Lender
NameADVISORS MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 45 Derby Dr was $8,136, up 1.6% from the year before.

Source: Atlantic County and Galloway Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyAtlantic County
County SubdivisionGalloway Township
Elementary School DistrictGalloway Township School District (KG - 08)
Secondary School DistrictGreater Egg Harbor Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$240,000 (-) Land $56,000 Building $184,000$240,000 (-) Land $56,000 Building $184,000
2025$8,136.00 (+1.56%)$240,000 Land $56,000 Building $184,000$240,000 Land $56,000 Building $184,000
2024$8,011.00
2023$240,000 Land $56,000 Building $184,000$240,000 Land $56,000 Building $184,000
2022$7,456.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 45 Derby Dr; there have been 5 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1992–2012)
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Derby Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · above 74% of New Jersey
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - ATLANTIC COUNTY
private · serves 120,146 people · EPA ID NJ0119002
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Derby Dr

Nearby Streets

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