45 Derby Dr, Fulton, MS 38843 Property Records

Itawamba County property record for 45 Derby Dr, Fulton, MS 38843

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 5,670 sqft · built 2017
Lot Size17.8 acres (775,368 sqft)
Owner2 Individual Names on File
Tax Bill$4,657 (2025)
Deeds & MortgagesOct 2021 Sale
Flood ZoneZone X (minimal risk)
APN138-0027-004.22

Property Details

APN / Parcel Number

Primary APN138-0027-004.22
Alternative APN
  • 20346

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories1 Story
Building Area5,670 sqft Adjusted Area
1st Floor Area3,634 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialAsphalt
Lot Area775,368 sqft (17.8 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address45 DERBY DR
CityFULTON
StateMS
Zip38843-6056
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCROWN PLATATION LOT 26
Legal Range09E
Legal Township09S
Legal Section27
Legal Lot Number26
JurisdictionITAWAMBA MS
Township / Civil Division5
Census Block Group4
Census Block4060
Census Tract950100

Owner

45 Derby Dr is owned and occupied by two individuals.

Source: Itawamba County records, as of June 17, 2026

Owner of Record2 Individual Names on File
Mailing Address45 DERBY DR, FULTON, MS 38843-6056
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionITAWAMBA MS
Recording DateOct 13, 2021
Property Address45 DERBY DR, FULTON, MS 38843-6056
Document Number2021213912
Instrument DateJun 10, 2021
Instrument2021213912
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address45 DERBY DR, FULTON, MS 38843-6056

Tax Assessment & Valuation

The 2025 property tax bill for 45 Derby Dr was $4,657 with a homeowner's exemption.

Source: Itawamba County assessment roll, as of February 24, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyItawamba County
Unified School DistrictItawamba County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,657.00 Homeowner's exemption$44,566 (-0.06%)$443,490 (-0.04%) Land $28,340 Building $415,150
2024$44,593 (-0.18%)$443,670 (-0.16%) Land $28,520 Building $415,150
2023$44,672 (-1.06%)$444,370 (-1.05%) Land $24,700 Building $419,670
2022$4,455.00 Homeowner's exemption$45,152$449,070 Land $24,890 Building $424,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Derby Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Derby Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FULTON
serves 9,929 people · EPA ID MS0290003
Water SourcePurchased surface water from N. E. MS. REGIONAL W/S
Last State InspectionMay 2024
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tombigbee Fiber
Fiber
2,000 / 1,000
Fulton Telephone Company
Fiber
1,000 / 1,000

Nearby Properties on Derby Dr

Nearby Streets

Search Property Records by Address or Parcel Number