45 Denver St, Pawtucket, RI 02860 Property Records

Pawtucket City property record for 45 Denver St, Pawtucket, RI 02860

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,511 sqft · built 1880
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Nov 2025)
Tax Bill	$4,407 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:21 L:0309`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:21 L:0309`
Alternative APN	`210309`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,511 sqft Living Area
Gross Area	3,018 sqft
1st Floor Area	666 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,250 sqft (0.189 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	210309
Street Address	45 DENVER ST
City	PAWTUCKET
State	RI
Zip	02860-3214
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RM
Legal Lot Number	309
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	2
Census Block	2015
Census Tract	16000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Quality Hill Historic District listed 1984 · 165 contributing resources · NRIS 84002041

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Pawtucket City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 DENVER ST, PAWTUCKET, RI 02860-3214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Warranty Deed, Transfer · FHA Mortgage PROVINCE MORTGAGE ASSOCIATES INC
Apr 15, 2024	Warranty Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC
Aug 17, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2025 · Amount on Record
Deed Sale	Nov 17, 2025 · Amount on Record
Prior Sale	Apr 15, 2024 · Amount on Record
Deed Book / Page	5267 / 333
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Nov 17, 2025
Property Address	45 DENVER ST, PAWTUCKET, RI 02860-3214
Document Number	005267-333
Book / Page	5267 / 333
Instrument Date	Nov 14, 2025
Instrument	202500037
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45 DENVER ST, PAWTUCKET, RI 02860-3214

Mortgage

Document Number	0000000038
Date	Nov 17, 2025
Instrument	38

Lender

Name	PROVINCE MORTGAGE ASSOCIATES INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Mortgage

Document Number	00005268-1
Date	Nov 17, 2025
Book Page	5268/1
Instrument	39

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2040

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Apr 15, 2024
Property Address	45 DENVER ST, PAWTUCKET, RI 02860-3214
Document Number	005078-217
Book / Page	5078 / 217
Instrument Date	Apr 12, 2024
Instrument	29
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 JOHN ST, PAWTUCKET, RI 02861-4554

Mortgage

Document Number	0000000030
Date	Apr 15, 2024
Instrument	30

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	005078-239
Date	Apr 15, 2024
Book Page	5078/239
Instrument	31

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2039

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Aug 17, 2022
Property Address	45 DENVER ST, PAWTUCKET, RI 02860-3214
Document Number	00004907-9
Book / Page	4907 / 9
Instrument Date	Aug 17, 2022
Instrument	46
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 DENVER ST, PAWTUCKET, RI 02860-3214
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000047
Date	Aug 17, 2022
Instrument	47

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,407.00 (+16.62%)	$335,100 (+50.2%) Land $110,900 Building $224,200
2023	$3,779.00 (+2.16%)	$223,100 (-) Land $64,300 Building $158,800
2022	$3,699.00	$223,100 Land $64,300 Building $158,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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