45 Delia Trl, Rush, NY 14543 Property Records

Monroe County and Rush Town property record for 45 Delia Trl, Rush, NY 14543

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,741 sqft · built 1989
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,700 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`COM-0018975`

Property Details

APN / Parcel Number

Primary APN	`COM-0018975`
Alternative APNs	`50002130300002022000` `265000 213.03-2-22`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,741 sqft Living Area
1st Floor Area	1,796 sqft
2nd Floor Area	945 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	30,492 sqft (0.7 acres)
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	884 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	COM-0018975
Street Address	45 DELIA TRL
City	RUSH
State	NY
Zip	14543-9437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Description	L29 T11 R7 BIONDO SUB S2 248-5 L18
Legal Block	2
Legal Lot Number	22.000
Jurisdiction	MONROE NY
Township / Civil Division	RUSH
Census Block Group	3
Census Block	3036
Census Tract	13300

Owner

45 Delia Trl is owned and occupied by two individuals.

Source: Monroe County and Rush Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 DELIA TRL, RUSH, NY 14543-9437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Deed of Trust, Mortgage · Line of Credit ESL FCU
May 29, 2020	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	45 DELIA TRL, RUSH, NY 14543-9437
Transaction Type	Mortgage
Record Updated	Aug 28, 2023
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001719
Date	Aug 2, 2023
Book Page	30384/376
Instrument	202308021719

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	45 DELIA TRL, RUSH, NY 14543-9437
Document Number	0000001071
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 DELIA TRL RUSH NY 145439437, RUSH, NY 14543-9437

Mortgage

Document Number	0000001071
Date	Jun 9, 2020
Book Page	028553/000340
Instrument	1071

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 8, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 45 Delia Trl was $9,700, down 14.7% from the year before.

Source: Monroe County and Rush Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Rush Town
Unified School District	Rush-Henrietta Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,700.00 (-14.68%)
2025	$11,369.00	$462,000 Land $29,000 Building $433,000	$462,000 Land $29,000 Building $433,000
2023		$361,300 (-) Land $28,800 Building $332,500	$425,100 (+10.59%) Land $33,886 Building $391,214
2022		$361,300 Land $28,800 Building $332,500	$384,400 Land $30,641 Building $353,759
2021	$11,199.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Delia Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Delia Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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