Bergen County and Dumont Borough property record for 45 Delaware Ave, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,230 sqft · built 1940 |
| Lot Size | 0.174 acres (7,562 sqft) |
| Owner | Individual Name on File |
| Last Sale | $505,000 (Jan 2023) |
| Tax Bill | $12,549 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jan 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00915-0000-00005 |
| Primary APN | 10-00915-0000-00005 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,230 sqft Living Area |
|---|
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 7,562 sqft (0.174 acres) |
| Lot Dimensions | 108 ft deep x 70 ft wide |
| Account Number | 270200 |
|---|---|
| Street Address | 45 DELAWARE AVE |
| City | DUMONT |
| State | NJ |
| Zip | 07628-2407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 70X108 |
| Legal Block | 915 |
| Legal Lot Number | 5 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10200 |
Source: Bergen County and Dumont Borough records · APN 10-00915-0000-00005
Assessment roll updated June 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 DELAWARE AVE, DUMONT, NJ 07628-2407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 01, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Jan 11, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 26, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 25, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 11, 2023 · Amount on Record |
| Deed Sale | Jan 11, 2023 · Amount on Record |
| Prior Sale | Jun 26, 2003 · Amount on Record |
| Deed Document Number | 20232881 |
| Deed Book / Page | 4901 / 1607 |
| Prior Transfer Date | Aug 29, 2019 |
| Prior Transfer Doc | 0033591371 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 01, 2026 |
| Property Address | 45 DELAWARE AVE, DUMONT, NJ 07628-2407 |
| Document Number | 0000021577 |
| Book / Page | 5761 / 467 |
| Instrument Date | Mar 09, 2026 |
| Instrument | 202621577 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 45 DELAWARE AVE, DUMONT, NJ 07628-2407 |
| Document Number | 0000021577, |
|---|---|
| Date | Apr 01, 2026 |
| Book Page | 5761/467 |
| Instrument | 202621577 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 11, 2023 |
| Property Address | 45 DELAWARE AVE, DUMONT, NJ 07628-2407 |
| Document Number | 0049011607 |
| Book / Page | 4901 / 1607 |
| Instrument Date | Oct 19, 2022 |
| Instrument | 2023002881 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 680 UNION AVE UNIT A6, A6, BELLEVILLE, NJ 07109-2326 |
| Document Number | 2023002882 |
|---|---|
| Date | Jan 11, 2023 |
| Instrument | 2023002882 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 26, 2019 |
| Property Address | 45 DELAWARE AVE, DUMONT, NJ 07628-2407 |
| Document Number | 0033591371 |
| Book / Page | 003359 / 001371 |
| Instrument Date | Aug 29, 2019 |
| Instrument | 63773 |
| Transaction Type | Transfer |
| Record Updated | Oct 09, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 25, 2019 |
| Property Address | 45 DELAWARE AVE, DUMONT, NJ 07628-2407 |
| Document Number | 0033870404 |
| Book / Page | 003387 / 000404 |
| Instrument Date | May 22, 2017 |
| Instrument | 72076 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 06, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Investor | Possibly a Property Investor |
Source: Bergen County and Dumont Borough records · Assessment roll updated June 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $575,800 (+7.37%) Land $337,700 Building $238,100 | $575,800 (+7.37%) Land $337,700 Building $238,100 | |
| 2025 | $12,549.00 (-5.1%) | $536,300 (+64.86%) Land $310,200 Building $226,100 | $536,300 (+64.86%) Land $310,200 Building $226,100 |
| 2024 | $13,223.00 (+4.69%) | ||
| 2023 | $325,300 (+5.82%) Land $175,300 Building $150,000 | $325,300 (+5.82%) Land $175,300 Building $150,000 | |
| 2022 | $12,631.00 (+6.35%) | $307,400 Land $175,300 Building $132,100 | $307,400 Land $175,300 Building $132,100 |
| 2021 | $11,877.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 30 (1990–2021) |
| Claims Outside the SFHA | 2 of 30 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 752 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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