Suffolk County and Smithtown Town property record for 45 Delaware Ave, Commack, NY 11725 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1957 |
| Square Footage | 1,416 sqft Living Area |
| Lot Size | 10,890 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $438,000 (2020) |
| Tax Bill | $12,671.00 (2024) |
| Primary APN | 473489 145.-2-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,416 sqft Living Area |
| Gross Area | 1,910 sqft Gross Area |
| 1st Floor | 966 sqft 1st Floor |
| Basement Area | 450 sqft Basement |
| Finished Basement | 450 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Split Level Style |
| Exterior Material | Brick Exterior |
| Lot Area | 10,890 sqft (0.25 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 494 sqft Garage |
| Porch | Open Porch |
| Porch Area | 382 sqft Porch |
| View | Suburban View |
| Heating System | HVAC Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Commercial Water Source |
| Street Address | 45 DELAWARE AVE |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-5019 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 5-173526 TC-52 *2586 SEC 1 LOT 6 BIRCHWOOD GARDENS |
| Legal Subdivision | MAP BIRCHWOOD GARDENS SECTION ONE |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | SUFFOLK NY |
| Minor Civil Division | SMITHTOWN |
| Census Blockgroup | 1 |
| Census Block | 1022 |
| Census Tract | 135205 |
Source: Suffolk County and Smithtown Town records · APN 473489 145.-2-12
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 DELAWARE AVE, COMMACK, NY 11725-5019 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 07, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance BETHPAGE FCU |
| Apr 22, 2020 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) WELLS FARGO BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 15, 2020 · Amount on Record |
| Deed Sale | Apr 15, 2020 · Amount on Record |
| Prior Sale | Apr 16, 2001 · Amount on Record |
| Deed Book / Page | 13055 / 209 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 45 DELAWARE AVE, COMMACK, NY 11725-5019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230330222 |
|---|---|
| Date | Jun 07, 2019 |
| Book Page | 23033/222 |
| Instrument | DK007533 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Jul 01, 2033 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Apr 22, 2020 |
| Property Address | 45 DELAWARE AVE, COMMACK, NY 11725-5019 |
| Document Number | 0130550209 |
| Book / Page | 013055 / 000209 |
| Instrument Date | Mar 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,752.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 53 MANOR DR GREAT NECK NY 110201511, GREAT NECK, NY 11020-1511 |
| Document Number | 231280680 |
|---|---|
| Date | Apr 22, 2020 |
| Book Page | 023128/000680 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 21, 2050 |
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,570 (-) Land $300 Building $4,270 | $571,250 (+10,774.74%) Land $37,500 Building $533,750 | |
| 2024 | $12,671.00 | ||
| 2023 | $4,570 Land $300 Building $4,270 | $5,253 Land $345 Building $4,908 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 6% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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