Middlesex County and Sayreville Borough property record for 45 Deerfield Rd, Parlin, NJ 08859
| Property Type | Single Family Home |
|---|---|
| Details | built 1955 |
| Lot Size | 0.144 acres (6,268 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,805 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-00204-04-00001 |
| Primary APN | 19-00204-04-00001 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 6,268 sqft (0.144 acres) |
| Lot Dimensions | 110 ft deep x 57 ft wide |
| Old Parcel Number | 1900204D00001 |
|---|---|
| Street Address | 45 DEERFIELD RD |
| City | PARLIN |
| State | NJ |
| Zip | 08859-1028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | 57X110 |
| Legal Subdivision | DEERFIELD PARK |
| Legal Block | 204.4 |
| Legal Lot Number | 1 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | SAYREVILLE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 7202 |
45 Deerfield Rd is owned and occupied by two individuals who acquired it in June 2024.
Source: Middlesex County and Sayreville Borough records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 DEERFIELD RD, PARLIN, NJ 08859-1028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Oct 20, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Feb 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Sep 13, 2018 | Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2024 |
| Deed Sale | Jun 19, 2024 |
| Prior Sale | Sep 13, 2018 · Amount on File |
| Deed Document Number | 202433907 |
| Deed Book / Page | 19482 / 1550 |
| Prior Transfer Date | Jun 13, 2024 |
| Prior Transfer Doc | 0000033907 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 45 DEERFIELD RD, PARLIN, NJ 08859-1028 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 45 DEERFIELD RD, PARLIN, NJ 08859-1028 |
| Document Number | 0000063663 |
|---|---|
| Date | Oct 20, 2025 |
| Book Page | 19853/1470 |
| Instrument | 2025063663 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 5.87% |
| Index | Prime Rate |
| Max Rate | 5.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 45 DEERFIELD RD, PARLIN, NJ 08859-1028 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000090220 |
|---|---|
| Date | Oct 20, 2022 |
| Book Page | 19069/181 |
| Instrument | 2022090220 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 27, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 45 DEERFIELD RD, PARLIN, NJ 08859-1028 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000016782 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | 18270/1591 |
| Instrument | 2021016782 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Sep 13, 2018 |
| Property Address | 45 DEERFIELD RD, PARLIN, NJ 08859-1028 |
| Document Number | 0000080359 |
| Book / Page | 017294 / 001231 |
| Instrument Date | Aug 14, 2018 |
| Instrument | 80359 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $295.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 DEERFIELD RD PARLIN NJ 088591028, PARLIN, NJ 08859-1028 |
| Document Number | 80360 |
|---|---|
| Date | Sep 13, 2018 |
| Book Page | 017294/001237 |
| Instrument | 80360 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 12, 2048 |
The 2025 property tax bill for 45 Deerfield Rd was $7,805, up 2.5% from the year before.
Source: Middlesex County and Sayreville Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Sayreville Borough |
| Unified School District | Sayreville Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $124,700 (-) Land $50,200 Building $74,500 | $124,700 (-) Land $50,200 Building $74,500 | |
| 2025 | $7,805.00 (+2.52%) | $124,700 Land $50,200 Building $74,500 | $124,700 Land $50,200 Building $74,500 |
| 2024 | $7,613.00 | ||
| 2023 | $124,700 Land $50,200 Building $74,500 | $124,700 Land $50,200 Building $74,500 | |
| 2022 | $6,914.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Deerfield Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 45 Deerfield Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAYREVILLE W DEPT serves 45,345 people · EPA ID NJ1219001 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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