45 Deerfield Ave, Middletown, CT 06457 Property Records

Middletown City property record for 45 Deerfield Ave, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,238 sqft · built 1968
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,761 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:37 L:0320`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:37 L:0320`
Alternative APN	`R05420`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,238 sqft Living Area
Gross Area	2,728 sqft
1st Floor Area	884 sqft
Attic	Attic
Attic Area	884 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R05420
Street Address	45 DEERFIELD AVE
City	MIDDLETOWN
State	CT
Zip	06457-5308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPZ
Legal Lot Number	320
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2025
Census Tract	542000

Owner

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 DEERFIELD AVE, MIDDLETOWN, CT 06457-5308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage CONNECTICUT STATE EMPLOYEES FCU
Apr 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	45 DEERFIELD AVE, MIDDLETOWN, CT 06457-5308
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002145-510
Date	Mar 25, 2026
Book Page	2145/510

Lender

Name	CONNECTICUT STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	45 DEERFIELD AVE, MIDDLETOWN, CT 06457-5308
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002043-285
Date	Apr 19, 2022
Book Page	2043/285
Instrument	3695620016

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,761.00 (+4.33%)	$149,210 (-) Land $55,030 Building $94,180	$302,395 (+189.52%)
2025		$149,210 (-) Land $55,030 Building $94,180	$104,447 Land $38,521 Building $65,926
2024	$5,522.00 (+4.5%)	$149,210 (-) Land $55,030 Building $94,180
2023	$5,284.00 (+19.04%)	$149,210 (+38.68%) Land $55,030 Building $94,180
2022	$4,439.00	$107,590 Land $36,690 Building $70,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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