Suffolk County and Smithtown Town property record for 45 Deepdale Dr, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $625,000 (Sep 2026) |
| Tax Bill | $8,297 (2024) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Feb 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 177.-2-52 |
| Primary APN | 473489 177.-2-52 |
|---|---|
| Alternative APNs |
|
| Lot Area | 13,504 sqft (0.31 acres) |
|---|
| Street Address | 45 DEEPDALE DR |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-5514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-227176 TC-52 *3524 LOT 51 MAP OF CLOVERLEAF SEC 1 |
| Legal Subdivision | MAP CLOVELEAF SECTION 1 |
| Legal Block | 2 |
| Legal Lot Number | 52 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 135205 |
Source: Suffolk County and Smithtown Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1012 COMMACK RD, DIX HILLS, NY 11746-8209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Sep 4, 2026 | Deed, Transfer · Stand-Alone First Mortgage CHAMPIONS FUNDING LLC |
| Feb 3, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Aug 27, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2026 · Amount on Record |
| Deed Sale | Sep 4, 2026 · Amount on Record |
| Deed Book / Page | 13349 / 354 |
| Prior Transfer Date | Apr 13, 2018 |
| Prior Transfer Doc | 0129750505 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Sep 4, 2026 |
| Property Address | 45 DEEPDALE DR, COMMACK, NY 11725-5514 |
| Document Number | 1334000354 |
| Book / Page | 13349 / 354 |
| Instrument Date | Jul 6, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1012 COMMACK RD, DIX HILLS, NY 11746-8209 |
| Date | Sep 4, 2026 |
|---|
| Name | CHAMPIONS FUNDING LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 45 DEEPDALE DR, COMMACK, NY 11725-5514 |
| Document Number | 0231110297 |
| Instrument Date | Feb 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 45 DEEPDALE DR COMMACK NY 117255514, COMMACK, NY 11725-5514 |
| Document Number | 0231110297 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 023111/000297 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 27, 2018 |
| Property Address | 45 DEEPDALE DR, COMMACK, NY 11725-5514 |
| Document Number | 0129750505 |
| Book / Page | 012975 / 000505 |
| Instrument Date | Aug 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 DEEPDALE DR COMMACK NY 117255514, COMMACK, NY 11725-5514 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,890 (-) Land $360 Building $3,530 | $486,250 (+10,775.64%) Land $45,000 Building $441,250 | |
| 2024 | $8,297.00 | ||
| 2023 | $3,890 Land $360 Building $3,530 | $4,471 Land $414 Building $4,057 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (1981–2015) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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