Bergen County and Ramsey Borough property record for 45 Debaun Ave, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 3,688 sqft · built 1925 |
| Lot Size | 0.707 acres (30,797 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Jun 2001) |
| Tax Bill | $19,060 (2025) |
| Deeds & Mortgages | Dec 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04701-0000-00022 |
| Primary APN | 48-04701-0000-00022 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,688 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame |
| Lot Area | 30,797 sqft (0.707 acres) |
| Lot Dimensions | 237 ft deep x 130 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 45 DEBAUN AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.707AC |
| Legal Block | 4701 |
| Legal Lot Number | 22 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 44202 |
45 Debaun Ave is owned and occupied by two individuals who acquired it in August 2019.
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 DEBAUN AVE, RAMSEY, NJ 07446-1620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2001 · Amount on File |
| Deed Sale | Jun 27, 2001 · Amount on File |
| Prior Sale | Jun 17, 1998 · Amount on File |
| Deed Book / Page | 8376 / 671 |
| Last Transfer Date | Aug 5, 2019 |
| Transfer Doc | 0034351430 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 11, 2019 |
| Property Address | 45 DEBAUN AVE, RAMSEY, NJ 07446-1620 |
| Document Number | 0034351430 |
| Book / Page | 003435 / 001430 |
| Instrument Date | Aug 5, 2019 |
| Instrument | 86403 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45 DEBAUN AVE RAMSEY NJ 074461620, RAMSEY, NJ 07446-1620 |
The 2025 property tax bill for 45 Debaun Ave was $19,060, down 1.6% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $966,100 (+4.36%) Land $372,000 Building $594,100 | $966,100 (+4.36%) Land $372,000 Building $594,100 | |
| 2025 | $19,060.00 (-1.59%) | $925,700 Land $337,000 Building $588,700 | $925,700 Land $337,000 Building $588,700 |
| 2024 | $19,367.00 | ||
| 2023 | $686,300 Land $278,400 Building $407,900 | $686,300 Land $278,400 Building $407,900 | |
| 2022 | $18,001.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Debaun Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 9 (1990–2021) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Debaun Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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