45 Dean Rd, Spencerport, NY 14559 Property Records

Monroe County and Parma Town property record for 45 Dean Rd, Spencerport, NY 14559

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,336 sqft · built 1956
Lot Size	3.6 acres (156,816 sqft)
Owner	Individual Name on File
Last Sale	$112,000 (Dec 2012)
Tax Bill	$5,883 (2026)
Deeds & Mortgages	May 2026 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`264089 057.02-2-22`

Property Details

APN / Parcel Number

Primary APN	`264089 057.02-2-22`
Alternative APNs	`40890570200002022000` `02330050000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,336 sqft Living Area
1st Floor Area	1,336 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	156,816 sqft (3.6 acres)
Porch	Slab
Porch Area	310 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	02330050000
Street Address	45 DEAN RD
City	SPENCERPORT
State	NY
Zip	14559-9537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N00
Legal Description	BRAD BAY L7 R2,3 S S
Legal Block	2
Legal Lot Number	22.000
Jurisdiction	MONROE NY
Township / Civil Division	PARMA
Census Block Group	1
Census Block	1002
Census Tract	14802

Owner

45 Dean Rd is owned and occupied by an individual who acquired it in July 2021.

Source: Monroe County and Parma Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	45 DEAN RD, SPENCERPORT, NY 14559-9537
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage PITTSFORD FEDERAL CREDIT UNION
Jul 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2012 · Amount on File
Deed Sale	Dec 12, 2012 · Amount on File
Prior Sale	Apr 13, 2011 · Amount on File
Deed Document Number	2012555
Deed Book / Page	11199 / 35
Last Transfer Date	Jul 7, 2021
Transfer Doc	0000000371
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	May 26, 2026
Property Address	45 DEAN RD, SPENCERPORT, NY 14559-9537
Document Number	0003423823
Book / Page	31330 / 991
Instrument Date	May 19, 2026
Instrument	20263423823
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	CSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 DEAN RD, SPENCERPORT, NY 14559-9537

Mortgage

Document Number	0003423823,
Date	May 26, 2026
Book Page	31330/991
Instrument	20263423823

Lender

Name	PITTSFORD FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 15, 2036

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE NY
Recording Date	Jul 14, 2021
Property Address	45 DEAN RD, SPENCERPORT, NY 14559-9537
Document Number	0000000371
Book / Page	12529 / 371
Instrument Date	Jul 7, 2021
Instrument	202107141949
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ABAR ABSTRACT, ABAR ABSTRACT CORP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 DEAN RD, SPENCERPORT, NY 14559-9537

Mortgage

Document Number	202107141950
Date	Jul 14, 2021
Instrument	202107141950

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 45 Dean Rd was $5,883, down 2.9% from the year before.

Source: Monroe County and Parma Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Parma Town
Unified School District	Hilton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,883.00 (-2.87%)
2025	$6,057.00	$239,700 Land $44,500 Building $195,200	$244,600 Land $45,410 Building $199,190
2023		$134,700 (-) Land $39,100 Building $95,600	$189,700 (+14.07%) Land $55,065 Building $134,635
2022		$134,700 Land $39,100 Building $95,600	$166,300 Land $48,273 Building $118,027
2021	$4,618.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Dean Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1999–2004)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Dean Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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