Essex County and North Andover Town property record for 45 Davis St, North Andover, MA 01845
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,460 sqft · built 1900 |
| Lot Size | 0.607 acres (26,445 sqft) |
| Owner | Company Name on File |
| Last Sale | $840,000 (Aug 2025) |
| Tax Bill | $7,204 (2025) |
| Deeds & Mortgages | Jan 2021 Refinance Dec 2025 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M_230869_9 |
| Primary APN | M_230869_9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,460 sqft Living Area |
| Gross Area | 2,740 sqft |
| 1st Floor Area | 810 sqft |
| Basement Area | 796 sqft |
| Unfinished Basement | 796 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,445 sqft (0.607 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | M_230869_938453 |
|---|---|
| Street Address | 45 DAVIS ST |
| City | NORTH ANDOVER |
| State | MA |
| Zip | 01845-2711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Block | 5 |
| Jurisdiction | NORTH ANDOVER MA |
| Township / Civil Division | NORTH ANDOVER |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 253100 |
45 Davis St is owned by a company that bought it in August 2025.
Source: Essex County and North Andover Town records, as of July 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4 HIGH ST, 201, NORTH ANDOVER, MA 01845-2679 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROSS MORTGAGE COMPANY INC |
| Dec 5, 2025 | Deed of Trust, Mortgage · Construction Mortgage HAVERHILL BANK |
| Aug 12, 2025 | Quit Claim Deed, Transfer HAVERHILL BANK |
| Dec 16, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEW FED MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2025 · Amount on File |
| Deed Sale | Aug 12, 2025 · Amount on File |
| Prior Sale | Dec 16, 2021 · Amount on File |
| Deed Book / Page | 18354 / 166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Property Address | 45 DAVIS ST, NORTH ANDOVER, MA 01845-2711 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 016716-311 |
|---|---|
| Date | Jan 15, 2021 |
| Book Page | 16716/311 |
| Instrument | 1702 |
| Name | ROSS MORTGAGE COMPANY INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Property Address | 45 DAVIS ST, NORTH ANDOVER, MA 01845-2711 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00018459-1 |
|---|---|
| Date | Dec 5, 2025 |
| Book Page | 18459/1 |
| Instrument | 21560 |
| Name | HAVERHILL BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Recording Date | Aug 12, 2025 |
| Property Address | 45 DAVIS ST, NORTH ANDOVER, MA 01845-2711 |
| Document Number | 018354-166 |
| Book / Page | 18354 / 166 |
| Instrument Date | Aug 12, 2025 |
| Instrument | 13661 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 HIGH ST STE 201, 201, NORTH ANDOVER, MA 01845-2679 |
| Document Number | 0000013662 |
|---|---|
| Date | Aug 12, 2025 |
| Instrument | 13662 |
| Name | HAVERHILL BANK |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Recording Date | Dec 16, 2021 |
| Property Address | 45 DAVIS ST, NORTH ANDOVER, MA 01845-2711 |
| Document Number | 017276-121 |
| Book / Page | 17276 / 121 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 40986 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 45 DAVIS ST, NORTH ANDOVER, MA 01845-2711 |
| Document Number | 0000040987 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 40987 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 45 Davis St was $7,204, up 6.1% from the year before.
Source: Essex County and North Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | North Andover Town |
| Unified School District | North Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,204.00 (+6.07%) | $639,800 (+4.47%) Land $333,900 Building $305,900 | $788,785 |
| 2024 | $6,792.00 (+2.06%) | $612,400 (+12.64%) Land $314,200 Building $298,200 | |
| 2023 | $6,655.00 | $543,700 Land $288,700 Building $255,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Davis St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1994–2007) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 45 Davis St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH ANDOVER WATER DEPT serves 30,915 people · EPA ID MA3210000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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