45 Davis Ridge Rd, Eldorado, IL 62930 Property Records

Saline County property record for 45 Davis Ridge Rd, Eldorado, IL 62930

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Last Sale	$130,000 (Aug 2025)
Tax Bill	$3,250 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-2-063-07`

Property Details

APN / Parcel Number

Primary APN	`04-2-063-07`

Location & Zoning

Street Address	45 DAVIS RIDGE RD
City	ELDORADO
State	IL
Zip	62930-3636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EL,S ,T ,R ,Q ,L009,B001 DAVIS ADDITION TO WASSON LOTS 9-11 2264/572 9/24 SHER/D 06-30-396-004-0040
Legal Subdivision	DAVIS ADDITION
Legal Lot Number	9-11
Jurisdiction	SALINE IL
Township / Civil Division	EAST ELDORADO
Census Block Group	1
Census Block	1022
Census Tract	955600

Owner

Source: Saline County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	45 DAVIS RIDGE RD, ELDORADO, IL 62930-3636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 24, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 28, 2025	Special Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Oct 1, 2024	Sheriff's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2025 · Amount on Record
Deed Sale	Aug 28, 2025 · Amount on Record
Prior Sale	Oct 1, 2024
Deed Document Number	290444
Deed Book / Page	2277 / 926
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE IL
Property Address	45 DAVIS RIDGE RD, ELDORADO, IL 62930-3636
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 DAVIS RIDGE RD, ELDORADO, IL 62930-3636

Mortgage

Document Number	002202/134
Date	Dec 10, 2020
Book Page	2202/134
Instrument	275691

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Jun 1, 2049

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE IL
Property Address	45 DAVIS RIDGE RD, ELDORADO, IL 62930-3636
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 DAVIS RIDGE RD, ELDORADO, IL 62930-3636

Mortgage

Document Number	002225/807
Date	Mar 24, 2022
Book Page	2225/807
Instrument	280160

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Jun 1, 2049

August 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SALINE IL
Recording Date	Aug 28, 2025
Property Address	45 DAVIS RIDGE RD, ELDORADO, IL 62930-3636
Document Number	002277/926
Book / Page	2277 / 926
Map Reference	MB 85 PG 179
Instrument Date	Aug 18, 2025
Instrument	290444
Transaction Type	Transfer
Record Updated	Nov 17, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 DAVIS RIDGE RD, ELDORADO, IL 62930-3636

Mortgage

Document Number	0000290445
Date	Aug 28, 2025
Instrument	290445

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

October 2024: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	SALINE IL
Recording Date	Oct 1, 2024
Property Address	45 DAVIS RIDGE RD, ELDORADO, IL 62930-3636
Document Number	002264/572
Book / Page	2264 / 572
Map Reference	MB 85P G 179
Instrument Date	Sep 17, 2024
Instrument	287822
Transaction Type	Foreclosure
Record Updated	Nov 17, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 ALCOA TRL, MARYVILLE, TN 37804-5516
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	Saline County
County Subdivision	East Eldorado Township
Unified School District	Eldorado Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,250.00 (-1.63%) Homeowner's exemption	$52,205 (+2.11%) Land $2,161 Building $50,044	$156,615 (+2.11%) Land $6,483 Building $150,132
2023	$3,304.00 (+29.82%) Homeowner's exemption	$51,126 (+27.1%) Land $2,116 Building $49,010	$153,378 (+27.1%) Land $6,348 Building $147,030
2022		$40,226 (+5.69%) Land $1,907 Building $38,319	$120,678 (+5.69%) Land $5,721 Building $114,957
2021	$2,545.00 Homeowner's exemption	$38,059 Land $1,804 Building $36,255	$114,177 Land $5,412 Building $108,765

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Futiva Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Verizon, Wisper ISP.

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