Westchester County and Somers Town property record for 45 David Rd, Somers, NY 10589
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,728 sqft · built 1975 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,000 (Apr 2003) |
| Tax Bill | $18,290 (2026) |
| Deeds & Mortgages | Dec 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 555200 16.08-1-19 |
| Primary APN | 555200 16.08-1-19 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 1,728 sqft |
| Basement Area | 1,728 sqft |
| Finished Basement | 1,728 sqft |
| Unfinished Basement | 1,728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 45,302 sqft (1.04 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 0502000 |
|---|---|
| Street Address | 45 DAVID RD |
| City | SOMERS |
| State | NY |
| Zip | 10589-3009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 |
| Legal Subdivision | LOVELL PARK |
| Legal Block | 1 |
| Legal Lot Number | 19.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | SOMERS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 14903 |
Source: Westchester County and Somers Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 DAVID RD, SOMERS, NY 10589-3009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2003 · Amount on Record |
| Deed Sale | Apr 21, 2003 · Amount on Record |
| Deed Document Number | 2003431060683 |
| Prior Transfer Date | Mar 12, 2003 |
| Prior Transfer Doc | 0431060683 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 45 DAVID RD, SOMERS, NY 10589-3009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0593363433 |
|---|---|
| Date | Dec 3, 2019 |
| Instrument | 593363433 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 15, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Westchester County and Somers Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Somers Town |
| Unified School District | Somers Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,290.00 (+5.91%) | ||
| 2025 | $17,269.00 | $74,500 (-) Land $13,000 Building $61,500 | $841,808 (+10.51%) Land $146,893 Building $694,915 |
| 2024 | $74,500 (-) Land $13,000 Building $61,500 | $761,758 (-0.72%) Land $132,924 Building $628,834 | |
| 2023 | $74,500 Land $13,000 Building $61,500 | $767,251 Land $133,883 Building $633,368 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (1980–2019) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Dec 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Optimum, Verizon.
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