45 Darby Ct, Saint Johns, FL 32259 Property Records

St. Johns County property record for 45 Darby Ct, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,966 sqft · built 2021
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$421,500 (Dec 2021)
Tax Bill	$5,674 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010081-3890`

Property Details

APN / Parcel Number

Primary APN	`010081-3890`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,966 sqft Living Area
Gross Area	2,593 sqft
1st Floor Area	1,966 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	627 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45 DARBY CT
City	SAINT JOHNS
State	FL
Zip	32259-9390
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	103/35-51 GRAND CREEK SOUTH LOT 389 OR5432/1521
Legal Range	27E
Legal Township	05S
Legal Section	32
Legal Subdivision	GRAND CREEK SOUTH
Legal Block	1
Legal Lot Number	389
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1041
Census Tract	20807

Owner

45 Darby Ct is owned and occupied by an individual who bought it in December 2021.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	45 DARBY CT, SAINT JOHNS, FL 32259-9390
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2021 · Amount on File
Deed Sale	Dec 1, 2021 · Amount on File
Deed Document Number	2021129473
Deed Book / Page	5432 / 1521
Record Updated	Jun 8, 2026

December 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 1, 2021
Property Address	45 DARBY CT, SAINT JOHNS, FL 32259-9390
Document Number	0054321521
Book / Page	5432 / 1521
Map Reference	MB 103 PG 35-51
Instrument Date	Nov 16, 2021
Instrument	2021129473
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 20, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,950.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 DARBY CT, SAINT JOHNS, FL 32259-9390

Mortgage

Document Number	0054321522
Date	Dec 1, 2021
Instrument	5432/1522

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 45 Darby Ct was $5,674, up 8.5% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,498 (-2.53%) Land $100,000 Building $286,498	$386,498 (-2.53%) Land $100,000 Building $286,498
2025	$5,674.00 (+8.49%)	$396,542	$396,542 Land $105,000 Building $291,542
2024	$5,230.00 (+1.28%)
2023	$5,164.00 (+5.73%)	$386,814 (+6.5%)	$386,814 (+6.5%) Land $100,000 Building $286,814
2022	$4,884.00	$363,201	$363,201 Land $89,600 Building $273,601

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Darby Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 189 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Darby Ct is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

May also be available: Verizon, Xfinity.

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