45 Dane St, Somerville, MA 02143 Property Records

Middlesex County and Somerville City property record for 45 Dane St, Somerville, MA 02143

Property Summary

Property Type	Condominium
Details	4 bd · 3 ba · 2,180 sqft · built 1885
Lot Size	0.132 acres (5,776 sqft)
Owner	Individual Name on File
Last Sale	$1,498,000 (Mar 2021)
Tax Bill	$16,595 (2025)
Deeds & Mortgages	Sep 2021 Refinance Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20221410`

Property Details

APN / Parcel Number

Primary APN	`20221410`
Alternative APN	`SOME M:54 B:B L:2 U:45`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,180 sqft Living Area

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Architectural Style	Conventional
Lot Area	5,776 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	20221410
Street Address	45 DANE ST
City	SOMERVILLE
State	MA
Zip	02143-3729
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NR
Legal Block	B
Legal Lot Number	2
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	3
Census Block	3001
Census Tract	351204

Owner

45 Dane St, a condominium, is owned and occupied by an individual who bought it in March 2021.

Source: Middlesex County and Somerville City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	45 DANE ST, SOMERVILLE, MA 02143-3729
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 5, 2021	Condominium Deed, Transfer · Stand-Alone First Mortgage PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2021 · Amount on File
Deed Sale	Mar 5, 2021 · Amount on File
Prior Sale	Jan 22, 2018 · Amount on File
Deed Document Number	202149930
Deed Book / Page	77148 / 233
Transfer Doc	067366-282
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	45 DANE ST, SOMERVILLE, MA 02143-3729
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078755-154
Date	Sep 22, 2021
Book Page	78755/154
Instrument	210381

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

March 2021: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Mar 5, 2021
Property Address	45 DANE ST, SOMERVILLE, MA 02143-3729
Document Number	077148-233
Book / Page	77148 / 233
Instrument Date	Mar 5, 2021
Instrument	49930
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 DANE ST, SOMERVILLE, MA 02143-3729

Mortgage

Document Number	0000049931
Date	Mar 5, 2021
Instrument	49931

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 45 Dane St was $16,595, up 8.3% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,595.00 (+8.3%)	$1,521,100 (+4.43%) Building $1,521,100	$1,482,760 (+5.27%)
2024	$15,323.00 (+2.78%)	$1,456,600 (+1.03%) Building $1,456,600	$1,408,470
2023	$14,908.00	$1,441,800 Building $1,441,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Dane St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45 Dane St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 885 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, Starry.

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