45 Dale Dr, Summit, NJ 07901 Property Records

Union County and Summit City property record for 45 Dale Dr, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	2,500 sqft · built 1959
Lot Size	0.349 acres (15,202 sqft)
Owner	2 Individual Names on File
Last Sale	$999,999 (Sep 2021)
Tax Bill	$16,695 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-05604-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`18-05604-0000-00022`
Alternative APNs	`1800094O00010` `180560400022`

Interior

Stories	1 Story
Building Area	2,500 sqft Living Area
1st Floor Area	2,500 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	15,202 sqft (0.349 acres)

Location & Zoning

Old Parcel Number	1800094O00010
Street Address	45 DALE DR
City	SUMMIT
State	NJ
Zip	07901-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	ROLLING HILL/SUMMIT SEC 01
Legal Block	5604
Legal Lot Number	22
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3013
Census Tract	37900

Owner

45 Dale Dr is owned and occupied by two individuals who bought it in September 2021.

Source: Union County and Summit City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 DALE DR, SUMMIT, NJ 07901-3104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2021 · Amount on File
Deed Sale	Sep 29, 2021 · Amount on File
Prior Sale	Jan 27, 2016 · Amount on File
Deed Document Number	20219925
Deed Book / Page	6432 / 372
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Sep 29, 2021
Property Address	45 DALE DR, SUMMIT, NJ 07901-3104
Document Number	0064320372
Book / Page	6432 / 372
Instrument Date	Sep 2, 2021
Instrument	9925
Transaction Type	Transfer
Record Updated	Apr 7, 2023
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 LINDEN PL, SUMMIT, NJ 07901-3438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 DALE DR, SUMMIT, NJ 07901-3104

Mortgage

Document Number	0000021929
Date	Sep 29, 2021
Instrument	21929

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 45 Dale Dr was $16,695, up 2.6% from the year before.

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$373,400 (-) Land $230,000 Building $143,400	$373,400 (-) Land $230,000 Building $143,400
2025	$16,695.00 (+2.64%)	$373,400 Land $230,000 Building $143,400	$373,400 Land $230,000 Building $143,400
2024	$16,265.00
2023		$373,400 Land $230,000 Building $143,400	$373,400 Land $230,000 Building $143,400
2022	$15,992.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 45 Dale Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1999–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Dale Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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