45 Cypress Rd, Ocala, FL 34472 Property Records

Marion County property record for 45 Cypress Rd, Ocala, FL 34472

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,599 sqft · built 2007
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$96,200 (Apr 2014)
Tax Bill	$1,551 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9012-0166-32`

Property Details

APN / Parcel Number

Primary APN	`9012-0166-32`
Alternative APNs	`1367247000` `1367247`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,599 sqft Living Area
Gross Area	2,751 sqft
1st Floor Area	1,599 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Modern
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Patio Area	636 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	45 CYPRESS RD
City	OCALA
State	FL
Zip	34472-5102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 21 TWP 16 RGE 23 PLAT BOOK J PAGE 103 SILVER SPRINGS SHORES UNIT 12 BLK 166 LOT 32
Legal Range	23E
Legal Township	16S
Legal Section	21
Legal Subdivision	SILVER SPRINGS SHORES
Legal Block	166
Legal Lot Number	32
Jurisdiction	MARION FL
Township / Civil Division	BELLEVIEW
Census Block Group	1
Census Block	1004
Census Tract	1103

Owner

Source: Marion County records · APN 9012-0166-32

Assessment roll updated December 29, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 CYPRESS RD, OCALA, FL 34472-5102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE COMPANY
Nov 22, 2021	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Apr 04, 2022	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 08, 2014 · Amount on Record
Deed Sale	Apr 08, 2014 · Amount on Record
Prior Sale	May 07, 2013 · Amount on Record
Deed Document Number	201432091
Deed Book / Page	6021 / 762
Prior Transfer Date	Dec 21, 2005
Prior Transfer Doc	0042870902
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jul 23, 2026
Property Address	45 CYPRESS RD, OCALA, FL 34472-5102
Document Number	0000095806
Book / Page	8968 / 1857
Instrument Date	Jul 21, 2026
Instrument	202695806
Transaction Type	Transfer
Record Updated	Aug 07, 2026
Title Company	ATLAS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$185,234.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CYPRESS RD, OCALA, FL 34472-5102

Mortgage

Document Number	0000095807,
Date	Jul 23, 2026
Instrument	202695807

Lender

Name	TOWNE MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate	6.52%
Max Rate	-1%

Mortgage

Document Number	0000095808,
Date	Jul 23, 2026
Book Page	8968/1873
Instrument	202695808

Lender

Name	TOWNE MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Aug 01, 2036

Interest

Rate	6.52%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	45 CYPRESS RD, OCALA, FL 34472-5102
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CYPRESS RD, OCALA, FL 34472-5102

Mortgage

Document Number	0076271356
Date	Nov 22, 2021
Book Page	7627/1356
Instrument	2021160993

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	45 CYPRESS RD, OCALA, FL 34472-5102
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CYPRESS RD, OCALA, FL 34472-5102

Mortgage

Document Number	0077431001
Date	Apr 04, 2022
Book Page	7743/1001
Instrument	2022047963

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	AUSTIN, TX 78717

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Marion County records · Assessment roll updated December 29, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,551.00 (+21.46%) Homeowner's exemption	$104,482 (+5.99%)	$237,782 (+14.94%) Land $23,000 Building $214,782
2023	$1,277.00 (+3.23%) Homeowner's exemption	$98,580 (+3%) Land $18,500 Building $80,080	$206,873 (+23.68%) Land $18,500 Building $188,373
2022	$1,237.00 Homeowner's exemption	$95,709	$167,258 Land $14,000 Building $153,258

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Lumen Technologies.

Based on FCC filings for 160 locations within half a mile of this property.

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